Owen County property record for 1697 Freeman Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1959 |
| Lot Size | 1.19 acres (51,967 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $246 (2025) |
| Deeds & Mortgages | Sep 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-34-203-090.000-027 |
| Primary APN | 60-10-34-203-090.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 51,967 sqft (1.19 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001030855 |
|---|---|
| Street Address | 1697 FREEMAN RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN NW S34 T10 R3 1.193A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 34 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 955900 |
1697 Freeman Rd is owned and occupied by two individuals.
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1697 FREEMAN RD, SPENCER, IN 47460-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 1697 FREEMAN RD, SPENCER, IN 47460-8008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 210248 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 210248 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | Bloomington, IN 47402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2027 |
The 2025 property tax bill for 1697 Freeman Rd was $246 with a homeowner's exemption, up 2.1% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $246.00 (+2.07%) Homeowner's exemption | $109,100 Land $16,700 Building $92,400 | $109,100 Land $16,700 Building $92,400 |
| 2024 | $241.00 (+1.69%) | ||
| 2023 | $237.00 (-36.63%) | $95,900 Land $14,400 Building $81,500 | $95,900 Land $14,400 Building $81,500 |
| 2022 | $374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1697 Freeman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1697 Freeman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
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