1781 Summer Cloud Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 1781 Summer Cloud Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,960 sqft · built 2006
Lot Size	0.415 acres (18,079 sqft)
Owner	2 Company Names on Record
Last Sale	$1,350,000 (Sep 2021)
Tax Bill	$17,648 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-2140-013-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2140-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,960 sqft Living Area
1st Floor Area	2,983 sqft
2nd Floor Area	977 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	18,079 sqft (0.415 acres)
Garage Area	1,180 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1781 SUMMER CLOUD CT
City	FOLSOM
State	CA
Zip	95630-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE 49B, LOT 13
Legal Subdivision	EMPIRE RANCH VILLAGE 49B
Legal Lot Number	13
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2007
Census Tract	8510

Owner

Source: Sacramento County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer
Sep 15, 2021	Grant Deed, Transfer · Conventional Mortgage CAPITOL DIRECT LENDING
Dec 24, 2020	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Oct 23, 2019	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Sep 14, 2017	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jun 29, 2017	Grant Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	20211023
Deed Book / Page	20210915 / 1023
Last Transfer Date	Feb 24, 2026
Transfer Doc	2026000842
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 18, 2026
Property Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	0000000842
Map Reference	MB 298 PG 7
Instrument Date	Feb 24, 2026
Instrument	202603180842
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 15, 2021
Property Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	2021091501023
Map Reference	MB 298 PG 7
Instrument Date	Sep 9, 2021
Instrument	2021091501023
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249

Mortgage

Document Number	2021091501024
Date	Sep 15, 2021
Instrument	2021091501024

Lender

Name	CAPITOL DIRECT LENDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	2012311031
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1781 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

Mortgage

Document Number	2012311031
Date	Dec 31, 2020
Instrument	2012311031

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	1911010551
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1781 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

Mortgage

Document Number	1911010551
Date	Nov 1, 2019
Instrument	1911010551

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 14, 2017
Property Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	1709141258
Instrument Date	Sep 13, 2017
Instrument	1709141258
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1781 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

Mortgage

Document Number	1709141259
Date	Sep 14, 2017
Instrument	1709141259

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Mortgage

Document Number	1709141260,
Date	Sep 14, 2017
Instrument	1709141260

Lender

Name	QUORUM FCU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2017
Property Address	1781 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	1706291090
Instrument Date	Jun 25, 2017
Instrument	1706291090
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1781 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

Mortgage

Document Number	1706291091
Date	Jun 29, 2017
Instrument	1706291091

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,281 (+2%) Land $438,384 Building $1,022,897
2025	$17,648.00 (+1.83%)	$1,432,630 (+4.04%) Land $429,789 Building $1,002,841
2024	$17,330.00 (+2.64%)
2023	$16,884.00 (+1.22%)	$1,377,000 Land $413,100 Building $963,900
2022	$16,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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