1770 Summer Cloud Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 1770 Summer Cloud Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,905 sqft · built 2018
Lot Size	0.322 acres (14,026 sqft)
Owner	Trust Name on File
Last Sale	$1,422,500 (Jan 2020)
Tax Bill	$19,695 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-2140-018-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2140-018-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,905 sqft Living Area
1st Floor Area	4,905 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	14,026 sqft (0.322 acres)
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1770 SUMMER CLOUD CT
City	FOLSOM
State	CA
Zip	95630-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE 49B, LOT 18
Legal Subdivision	EMPIRE RANCH VILLAGE 49B
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2007
Census Tract	8510

Owner

1770 Summer Cloud Ct is held in a trust since January 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	1770 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 22, 2020	Grant Deed, Transfer AMERICAN PACIFIC MTG
Jul 6, 2018	Grant Deed, Transfer JP MORGAN CHASE BK
Sep 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HERZER FIN'L SVCS
May 15, 2017	Grant Deed, Construction Loan · Conventional Mortgage HFS FUND IV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Book / Page	20200122 / 1428
Last Transfer Date	Jan 9, 2021
Transfer Doc	1270000001083
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 27, 2021
Property Address	1770 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	2101271083
Instrument Date	Jan 9, 2021
Instrument	2101271083
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1770 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 22, 2020
Property Address	1770 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	2001221428
Instrument Date	Jan 17, 2020
Instrument	2001221428
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,565.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

Mortgage

Document Number	2001221429
Date	Jan 22, 2020
Instrument	2001221429

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 6, 2018
Property Address	1770 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	1807061216
Instrument Date	Jun 27, 2018
Instrument	1807061216
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4120 MANZANITA AVE SOUTH LAKE TAHOE CA 96150, SOUTH LAKE TAHOE, CA 96150

Mortgage

Document Number	1807061217
Date	Jul 6, 2018
Instrument	1807061217

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 27, 2017
Property Address	1770 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Instrument Date	Sep 20, 2017
Instrument	1709271248
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1770 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

Mortgage

Document Number	1709271248
Date	Sep 27, 2017
Instrument	1709271248

Lender

Name	HERZER FIN'L SVCS
Type	Funding / Finance Company
Address	REDWOOD CITY, CA 94061

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2017
Property Address	1770 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	0000001291
Book / Page	170515 / 001291
Instrument Date	May 4, 2017
Transaction Type	Construction Loan
Record Updated	May 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3673 WESTCHESTER DR ROSEVILLE CA 957476353, ROSEVILLE, CA 95747-6353

Mortgage

Document Number	1292
Date	May 15, 2017
Book Page	170515/001292

Lender

Name	HFS FUND IV LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1770 Summer Cloud Ct was $19,695, up 1.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,652,770 (+2%) Land $317,920 Building $1,334,850
2025	$19,695.00 (+1.86%)	$1,620,364 Land $311,687 Building $1,308,677
2024	$19,336.00 (+2.56%)
2023	$18,854.00 (+1.25%)	$1,557,445 Land $299,585 Building $1,257,860
2022	$18,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1770 Summer Cloud Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1770 Summer Cloud Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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