1777 Summer Cloud Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 1777 Summer Cloud Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,453 sqft · built 2005
Lot Size	0.323 acres (14,081 sqft)
Owner	2 Company Names on Record
Last Sale	$1,250,000 (Jul 2018)
Tax Bill	$17,154 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-2140-012-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2140-012-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,453 sqft Living Area
1st Floor Area	2,168 sqft
2nd Floor Area	2,285 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	14,081 sqft (0.323 acres)
Garage Area	866 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1777 SUMMER CLOUD CT
City	FOLSOM
State	CA
Zip	95630-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE 49B, LOT 12
Legal Subdivision	EMPIRE RANCH VILLAGE 49B
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2007
Census Tract	8510

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Dec 31, 2025	Intrafamily Transfer, Transfer
Dec 31, 2025	Intrafamily Transfer, Transfer
Aug 31, 2020	Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC
Dec 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 19, 2018	Grant Deed, Transfer FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Book / Page	20180719 / 1301
Last Transfer Date	Dec 19, 2019
Transfer Doc	12260000001230
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249

Mortgage

Document Number	0000001361
Date	Oct 24, 2024
Instrument	202410241361

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2025
Property Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	0000000637
Map Reference	MB 298 PG 7
Instrument Date	Oct 27, 2025
Instrument	202512310637
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2025
Property Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	0000000636
Map Reference	MB 298 PG 7
Instrument Date	Oct 27, 2025
Instrument	202512310636
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	2009041091
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1777 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

Mortgage

Document Number	2009041091
Date	Sep 4, 2020
Instrument	2009041091

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 26, 2019
Property Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	1912261230
Instrument Date	Dec 19, 2019
Instrument	1912261230
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1777 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 19, 2018
Property Address	1777 SUMMER CLOUD CT, FOLSOM, CA 95630-6249
Document Number	1807191301
Instrument Date	Jul 12, 2018
Instrument	1807191301
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1777 SUMMER CLOUD CT FOLSOM CA 956306249, FOLSOM, CA 95630-6249

Mortgage

Document Number	1807191302
Date	Jul 19, 2018
Instrument	1807191302

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,422,280 (+2%) Land $426,683 Building $995,597
2025	$17,154.00 (+1.83%) Homeowner's exemption	$1,394,393 (+4.04%) Land $418,317 Building $976,076
2024	$16,846.00 (+2.68%)
2023	$16,407.00 (+1.22%) Homeowner's exemption	$1,340,249 Land $402,074 Building $938,175
2022	$16,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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