Cook County property record for 178 Stephens St, Matteson, IL 60443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,444 sqft · built 2013 |
| Lot Size | 0.117 acres (5,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,800,000 (Jan 2016) |
| Tax Bill | $13,134 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-16-204-031 |
| Primary APN | 31-16-204-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,074 sqft (0.117 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 178 STEPHENS ST |
|---|---|
| City | MATTESON |
| State | IL |
| Zip | 60443-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BROOKMERE |
| Legal Lot Number | 1-3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 830004 |
178 Stephens St is owned and occupied by an individual who bought it in January 2016.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 STEPHENS ST, MATTESON, IL 60443-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2016 · Amount on File |
| Deed Sale | Jan 6, 2016 · Amount on File |
| Prior Sale | Jul 9, 2010 · Amount on File |
| Deed Document Number | 20161016 |
| Prior Transfer Date | Jul 6, 2010 |
| Prior Transfer Doc | 0000050096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 178 STEPHENS ST, MATTESON, IL 60443-3026 |
| Document Number | 2032010075 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 178 STEPHENS ST MATTESON IL 604433026, MATTESON, IL 60443-3026 |
| Document Number | 2032010075 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 32010075 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2050 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Matteson Village |
| Secondary School District | Rich Township High School District 227 (09 - 12) |
| Elementary School District | Elementary School District 159 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,033 Land $6,469 Building $25,564 | $320,330 Land $64,690 Building $255,640 | |
| 2023 | $13,134.00 (+27.07%) | ||
| 2022 | $10,336.00 Homeowner's exemption | $22,726 Land $5,581 Building $17,145 | $227,260 Land $55,810 Building $171,450 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 178 Stephens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 178 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTESON serves 18,293 people · EPA ID IL0311800 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Jan 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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