172 Stephens St, Matteson, IL 60443 Property Records

Cook County property record for 172 Stephens St, Matteson, IL 60443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,063 sqft · built 2016
Lot Size	0.107 acres (4,678 sqft)
Owner	2 Individual Names on File
Last Sale	$271,000 (Jan 2017)
Tax Bill	$13,278 (2023)
Deeds & Mortgages	Nov 2025 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-16-204-030`

Property Details

APN / Parcel Number

Primary APN	`31-16-204-030`
Alternative APN	`31-16-204-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,063 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,678 sqft (0.107 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	172 STEPHENS ST
City	MATTESON
State	IL
Zip	60443-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BROOKMERE
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	4
Census Block	4005
Census Tract	830004

Owner

172 Stephens St is owned and occupied by two individuals who bought it in January 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	172 STEPHENS ST, MATTESON, IL 60443-3026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Transfer on Death Deed, Transfer
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Prior Sale	Jan 6, 2016 · Amount on File
Deed Document Number	201712029
Prior Transfer Date	Jul 6, 2010
Prior Transfer Doc	0000050096
Record Updated	Oct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Nov 20, 2025
Property Address	172 STEPHENS ST, MATTESON, IL 60443-3026
Document Number	0032402230
Map Reference	DOC 0421744046
Instrument Date	Nov 12, 2025
Instrument	2532402230
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 STEPHENS ST, MATTESON, IL 60443-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 STEPHENS ST, MATTESON, IL 60443-3026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	172 STEPHENS ST, MATTESON, IL 60443-3026
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009103197
Date	Apr 1, 2021
Instrument	2109103197

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 25, 2017
Property Address	172 STEPHENS ST, MATTESON, IL 60443-3026
Document Number	1702512029
Instrument Date	Dec 22, 2016
Instrument	2512029
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2018
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8047 S EBERHART AVE #3 CHICAGO IL 606193809, 3, CHICAGO, IL 60619-3809

Mortgage

Document Number	1702512030
Date	Jan 25, 2017
Instrument	2512030

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Matteson Village
Secondary School District	Rich Township High School District 227 (09 - 12)
Elementary School District	Elementary School District 159 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,001 Land $5,965 Building $32,036	$380,010 Land $59,650 Building $320,360
2023	$13,278.00 (+7.48%) Homeowner's exemption	$37,999 (+43.42%) Land $5,964 Building $32,035	$379,990 (+43.42%) Land $59,640 Building $320,350
2022	$12,354.00 Homeowner's exemption	$26,494 Land $5,145 Building $21,349	$264,940 Land $51,450 Building $213,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 172 Stephens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 172 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTESON serves 18,293 people · EPA ID IL0311800
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	Jan 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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