148 Stephens St, Matteson, IL 60443 Property Records

Cook County property record for 148 Stephens St, Matteson, IL 60443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,063 sqft · built 2016
Lot Size	0.109 acres (4,726 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2025)
Tax Bill	$14,377 (2023)
Deeds & Mortgages	May 2023 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-16-204-026`

Property Details

APN / Parcel Number

Primary APN	`31-16-204-026`
Alternative APN	`31-16-204-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,063 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,726 sqft (0.109 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	148 STEPHENS ST
City	MATTESON
State	IL
Zip	60443-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BROOKMERE
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	4
Census Block	4005
Census Tract	830004

Owner

148 Stephens St is owned by an individual who bought it in October 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4550 N CLARENDON AVE, 1210N, CHICAGO, IL 60640-7226
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage ILOAN LLC
May 10, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	May 10, 2017 · Amount on File
Deed Document Number	20252088
Prior Transfer Date	Jul 6, 2010
Prior Transfer Doc	0000050096
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	148 STEPHENS ST, MATTESON, IL 60443-3026
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	OMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 STEPHENS ST, MATTESON, IL 60443-3026
Investor	Possibly a Property Investor

Mortgage

Document Number	0012313298
Date	May 3, 2023
Instrument	2312313298

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	May 1, 2050

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 6, 2025
Property Address	148 STEPHENS ST, MATTESON, IL 60443-3026
Document Number	0027902088
Map Reference	DOC 0421744046
Instrument Date	Sep 30, 2025
Instrument	2527902088
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 STEPHENS ST, MATTESON, IL 60443-3026

Mortgage

Document Number	0027902089
Date	Oct 6, 2025
Instrument	2527902089

Lender

Name	ILOAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 10, 2017
Property Address	148 STEPHENS ST, MATTESON, IL 60443-3026
Document Number	1713001093
Instrument Date	Apr 28, 2017
Instrument	13001093
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2018
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	562 WILLOW RD MATTESON IL 604431352, MATTESON, IL 60443-1352

Mortgage

Document Number	1713001094
Date	May 10, 2017
Instrument	13001094

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Matteson Village
Secondary School District	Rich Township High School District 227 (09 - 12)
Elementary School District	Elementary School District 159 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 Land $6,026 Building $31,974	$380,000 Land $60,260 Building $319,740
2023	$14,377.00 (+2.81%) Homeowner's exemption	$37,999 (+28.64%) Land $6,025 Building $31,974	$379,990 (+28.64%) Land $60,250 Building $319,740
2022	$13,984.00 Homeowner's exemption	$29,540 Land $5,198 Building $24,342	$295,400 Land $51,980 Building $243,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 Stephens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 148 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTESON serves 18,293 people · EPA ID IL0311800
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	Jan 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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