1. Home
  2. North Carolina
  3. Rutherford County
  4. Rutherfordton
  5. S Mitchell St

178 S Mitchell St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 178 S Mitchell St, Rutherfordton, NC 28139

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,460 sqft · built 1920
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$154,000 (Feb 2020)
Tax Bill$1,771 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN1204592

Property Details

APN / Parcel Number

Primary APN1204592
Alternative APN
  • 18720

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Heated Area
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Garage Area650 sqft
PorchSlab
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemForced Air with A/C

Location & Zoning

Street Address178 S MITCHELL ST
CityRUTHERFORDTON
StateNC
Zip28139-2818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMST
Legal DescriptionGPIN:1610197101590000; RES MITCHELL ST
Legal SubdivisionJL TAYLOR PROPERTY
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group3
Census Block3031
Census Tract960502

Owner

178 S Mitchell St is owned and occupied by two individuals who bought it in February 2020.

Source: Rutherford County records, as of August 29, 2025

Owner of Record2 Individual Names on File
Mailing Address178 S MITCHELL ST, RUTHERFORDTON, NC 28139-2818
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2020Warranty Deed, Transfer
GUARANTEED RATE
Apr 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2020 · Amount on File
Deed SaleFeb 14, 2020 · Amount on File
Prior SaleSep 28, 2016 · Amount on File
Deed Book / Page2030 / 1508
Prior Transfer DateNov 21, 2018
Prior Transfer Doc0020212660
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateFeb 14, 2020
Property Address178 S MITCHELL ST, RUTHERFORDTON, NC 28139-2818
Document Number0020301508
Book / Page002030 / 001508
Instrument DateFeb 13, 2020
Instrument8252
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address178 S MITCHELL ST RUTHERFORDTON NC 281392818, RUTHERFORDTON, NC 28139-2818

Mortgage

Document Number20301511
DateFeb 14, 2020
Book Page002030/001511
Instrument8253
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term360 Months
DueFeb 13, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRUTHERFORD NC
Recording DateApr 18, 2019
Property Address178 S MITCHELL ST, RUTHERFORDTON, NC 28139-2818
Document Number0020212660
Book / Page002021 / 002660
Instrument DateNov 21, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1 CYNTHIA CT PALM COAST FL 321378172, PALM COAST, FL 32137-8172

Tax Assessment & Valuation

The 2025 property tax bill for 178 S Mitchell St was $1,771.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityRutherfordton Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,771.00$179,100 Land $20,000 Building $159,100$179,100 Land $20,000 Building $159,100
2023$179,100 Land $20,000 Building $159,100$179,100 Land $20,000 Building $159,100
2022$1,300.00
2021$1,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 S Mitchell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 S Mitchell St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Pangaea Internet
Fiber		500 / 500
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Spectrum.

Nearby Properties on S Mitchell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures