124 S Mitchell St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 124 S Mitchell St, Rutherfordton, NC 28139

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,746 sqft · built 1922
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$38,000 (Jul 1991)
Tax Bill$1,093 (2022)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN1211332

Property Details

APN / Parcel Number

Primary APN1211332
Alternative APN
  • 20614

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,746 sqft Heated Area
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1968
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Garage Area360 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area628 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemForced Air

Location & Zoning

Account Number20614
Street Address124 S MITCHELL ST
CityRUTHERFORDTON
StateNC
Zip28139-2818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMST
Legal DescriptionGPIN:1610197117830000; RES MITCHELL AVE
Legal Block4
Legal Lot Number10
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group3
Census Block3024
Census Tract960502

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address124 S MITCHELL ST, RUTHERFORDTON, NC 28139-2818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 1991 · Amount on Record
Deed SaleJul 29, 1991 · Amount on Record
Deed Document Number0000580446
Record UpdatedJun 7, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address124 S MITCHELL ST, RUTHERFORDTON, NC 28139-2818
Transaction TypeMortgage
Record UpdatedSep 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020741470
DateAug 16, 2023
Book Page2074/1470
Lender
NameUNITED BANK
TypeBank
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount Recorded
Term312 Months
DueAug 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityRutherfordton Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$166,000 Land $24,000 Building $142,000$166,000 Land $24,000 Building $142,000
2022$1,093.00
2021$1,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Pangaea Internet
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: Spectrum.

Nearby Properties on S Mitchell St

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