129 S Mitchell St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 129 S Mitchell St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1946
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2022)
Tax Bill	$1,035 (2022)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1212319`

Property Details

APN / Parcel Number

Primary APN	`1212319`
Alternative APN	`20895`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Heated Area
Gross Area	2,324 sqft
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.319 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	704 sqft
Patio Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	20895
Street Address	129 S MITCHELL ST
City	RUTHERFORDTON
State	NC
Zip	28139-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMST
Legal Description	GPIN:1610197135790000; RES S MITCHELL ST
Legal Block	3
Legal Lot Number	2
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3023
Census Tract	960502

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5521 W WOOD ST, PHOENIX, AZ 85043-6322
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Deed Document Number	0000206185
Deed Book / Page	2061 / 85
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 23, 2022
Property Address	129 S MITCHELL ST, RUTHERFORDTON, NC 28139-2817
Document Number	0020610085
Book / Page	2061 / 85
Map Reference	MB 845 PG 876
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2259 WHITESIDES RD, 2259, FOREST CITY, NC 28043-7629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 W WOOD ST, PHOENIX, AZ 85043-6322

Mortgage

Document Number	0000206187
Date	May 23, 2022
Instrument	2061/87

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$172,800 Land $20,000 Building $152,800	$172,800 Land $20,000 Building $152,800
2022	$1,035.00
2021	$1,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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