St. Johns County property record for 178 Red Cedar Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,895 sqft · built 2017 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $384,880 (Mar 2017) |
| Tax Bill | $4,860 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026344-0130 |
| Primary APN | 026344-0130 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,895 sqft Living Area |
| Gross Area | 3,488 sqft |
| 1st Floor Area | 2,507 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 593 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 221 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 178 RED CEDAR DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78/90-94 CEDAR POINT LOT 13 OR4339/1452 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 18 |
| Legal Subdivision | CEDAR POINT |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20811 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 RED CEDAR DR, SAINT JOHNS, FL 32259-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on Record |
| Deed Sale | Mar 3, 2017 · Amount on Record |
| Prior Sale | Apr 1, 2016 · Amount on Record |
| Deed Document Number | 201715495 |
| Deed Book / Page | 4339 / 1452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 178 RED CEDAR DR, SAINT JOHNS, FL 32259-2209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 178 RED CEDAR DR, JACKSONVILLE, FL 32259-2209 |
| Document Number | 0061821063 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | 6182/1063 |
| Instrument | 2025054892 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 178 RED CEDAR DR, SAINT JOHNS, FL 32259-2209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 178 RED CEDAR DR, SAINT JOHNS, FL 32259-2209 |
| Document Number | 0050830281 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 5083/281 |
| Instrument | 2020096120 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,978 (+2.7%) | $521,850 (-4.3%) Land $110,000 Building $411,850 | |
| 2025 | $4,860.00 (+12.32%) Homeowner's exemption | $374,857 (+2.9%) | $545,278 (+2.42%) Land $130,000 Building $415,278 |
| 2024 | $4,327.00 (+1.96%) Homeowner's exemption | $364,293 (+3%) | $532,395 (+0.22%) Land $130,000 Building $402,395 |
| 2023 | $4,244.00 (+2.83%) Homeowner's exemption | $353,683 (+3%) | $531,232 (+0.54%) Land $130,000 Building $401,232 |
| 2022 | $4,127.00 Homeowner's exemption | $343,382 | $528,397 Land $128,800 Building $399,597 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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