190 Red Cedar Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 190 Red Cedar Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,242 sqft · built 2017
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$539,900 (Jul 2026)
Tax Bill$6,131 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026344-0120

Property Details

APN / Parcel Number

Primary APN026344-0120

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,242 sqft Living Area
Gross Area3,117 sqft
1st Floor Area1,861 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address190 RED CEDAR DR
CitySAINT JOHNS
StateFL
Zip32259-2209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description78/90-94 CEDAR POINT LOT 12 OR5538/953
Legal Range28E
Legal Township05S
Legal Section17
Legal SubdivisionCEDAR POINT
Legal Block1
Legal Lot Number12
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group2
Census Block2011
Census Tract20811

Owner

190 Red Cedar Dr is owned and occupied by two individuals who bought it in July 2026.

Source: St. Johns County records, as of July 17, 2026

Owner of Record2 Individual Names on File
Mailing Address190 RED CEDAR DR, SAINT JOHNS, FL 32259-2209
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 18, 2022Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2026 · Amount on File
Deed SaleJul 7, 2026 · Amount on File
Prior SaleApr 18, 2022 · Amount on File
Deed Document Number202657585
Deed Book / Page6396 / 1022
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 7, 2026
Property Address190 RED CEDAR DR, SAINT JOHNS, FL 32259-2209
Document Number0000057585
Book / Page6396 / 1022
Instrument DateJun 22, 2026
Instrument202657585
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$381,709.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 RED CEDAR DR, SAINT JOHNS, FL 32259-2209

Mortgage

Document Number0000057586,
DateJul 7, 2026
Instrument202657586
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 18, 2022
Property Address190 RED CEDAR DR, SAINT JOHNS, FL 32259-2209
Document Number0055380953
Book / Page5538 / 953
Map ReferenceMB 78 PG 90-94
Instrument DateApr 8, 2022
Instrument2022039219
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14087 MAHOGANY AVE, JACKSONVILLE, FL 32258-5512

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 RED CEDAR DR, JACKSONVILLE, FL 32259-2209

Mortgage

Document Number0005538955
DateApr 18, 2022
Instrument5538/955
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 190 Red Cedar Dr was $6,131 with a homeowner's exemption, up 11.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,953 (-4.31%) Land $110,000 Building $338,953$448,953 (-4.31%) Land $110,000 Building $338,953
2025$6,131.00 (+11.37%) Homeowner's exemption$469,171 (+2.4%)$469,171 (+2.4%) Land $130,000 Building $339,171
2024$5,505.00 (+1.74%) Homeowner's exemption$458,187 (+2.81%)$458,187 (-0.11%) Land $130,000 Building $328,187
2023$5,411.00 (+4.4%) Homeowner's exemption$445,645 (-2.31%)$458,683 (+0.55%) Land $130,000 Building $328,683
2022$5,183.00$456,172$456,172 Land $128,800 Building $327,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Red Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies63 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Red Cedar Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 250
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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