St. Johns County property record for 145 Red Cedar Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,707 sqft · built 2018 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,990 (Jun 2018) |
| Tax Bill | $4,993 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026344-0260 |
| Primary APN | 026344-0260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,707 sqft Living Area |
| Gross Area | 3,407 sqft |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 145 RED CEDAR DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78/90-94 CEDAR POINT LOT 26 OR4568/535 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 17 |
| Legal Subdivision | CEDAR POINT |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20811 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 RED CEDAR DR, SAINT JOHNS, FL 32259-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FLAGSTAR BANK FSB |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 25, 2018 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Jun 21, 2018 | Loan Modification, Mortgage · Line of Credit FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Dec 1, 2016 · Amount on Record |
| Deed Document Number | 201844339 |
| Deed Book / Page | 4568 / 535 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 145 RED CEDAR DR, SAINT JOHNS, FL 32259-2208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045361974 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 4536/1974 |
| Instrument | 2018028005 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 145 RED CEDAR DR, SAINT JOHNS, FL 32259-2208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048511151 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 4851/1151 |
| Instrument | 2019094876 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 145 RED CEDAR DR, SAINT JOHNS, FL 32259-2208 |
| Document Number | 0045680535 |
| Book / Page | 4568 / 0535 |
| Map Reference | MB78 PG90-94 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018044339 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 RED CEDAR DR, SAINT JOHNS, FL 32259-2208 |
| Document Number | 2018044340 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018044340 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 145 RED CEDAR DR, SAINT JOHNS, FL 32259-2208 |
| Document Number | 0045661661 |
| Book / Page | 004566 / 001661 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 43578 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 759 PROMENADE POINTE DR ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
| Document Number | 45661661 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 004566/001661 |
| Instrument | 43578 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,114 (+2.7%) | $511,341 (-5.31%) Land $110,000 Building $401,341 | |
| 2025 | $4,993.00 (+12.28%) Homeowner's exemption | $384,726 (+2.9%) | $540,009 (+2.04%) Land $130,000 Building $410,009 |
| 2024 | $4,447.00 (+1.95%) Homeowner's exemption | $373,883 (+3%) | $529,234 (-0.84%) Land $130,000 Building $399,234 |
| 2023 | $4,362.00 (+2.8%) Homeowner's exemption | $362,993 (+3%) | $533,744 (+2.53%) Land $130,000 Building $403,744 |
| 2022 | $4,243.00 Homeowner's exemption | $352,420 | $520,560 Land $128,800 Building $391,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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