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186 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 186 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026

Property Summary

Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on File
Last Sale$520,876 (Aug 2021)
Tax Bill$3,893 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Sep 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN90-31-11A

Property Details

APN / Parcel Number

Primary APN90-31-11A
Alternative APNs
  • 10000792
  • 16481
  • 7324

Exterior

Lot Area8,625 sqft (0.198 acres)

Location & Zoning

Account Number7324
Street Address186 OLD COURSE LOOP
CityCAPE CHARLES
StateVA
Zip23310
Property CategoryOther
Property TypeUnknown
Legal DescriptionLOT 11A FAIRWAYS III-DUPLEXE LOT 11A FAIRWAYS III-DUPLEXE
Legal Phase1
Legal Lot Number11A
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group3
Census Block3025
Census Tract930301

Owner

Source: Northampton County records · APN 90-31-11A

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2731 LIVE OAK LN, MIDLOTHIAN, VA 23113-3100
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2020Deed of Trust, Mortgage · Line of Credit
TOWNEBANK
Sep 23, 2024Intrafamily Transfer, Transfer
Aug 03, 2021Warranty Deed, Transfer · Conventional Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2021 · Amount on Record
Deed SaleAug 03, 2021 · Amount on Record
Prior SaleAug 03, 2021 · Amount on Record
Deed Document Number0210002036
Last Transfer DateSep 23, 2024
Transfer Doc0240001681
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address186 OLD COURSE LOOP, CAPE CHARLES, VA 23310
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0200002235
DateNov 04, 2020
Instrument200002235
Lender
NameTOWNEBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORTHAMPTON VA
Recording DateSep 23, 2024
Property Address186 OLD COURSE LOOP, CAPE CHARLES, VA 23310
Document Number0240001681
Instrument DateSep 13, 2024
Instrument240001681
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2731 LIVE OAK LN, MIDLOTHIAN, VA 23113-3100

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateAug 03, 2021
Property Address186 OLD COURSE LOOP, CAPE CHARLES, VA 23310
Document Number0210002036
Instrument DateJul 30, 2021
Instrument210002036
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 OLD COURSE LOOP, CAPE CHARLES, VA 23310

Mortgage

Document Number0210002037
DateAug 03, 2021
Instrument210002037
Lender
NameFULTON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change Frequency6 Months

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,893.00 (-6.37%)$552,200 (+0.91%) Land $137,400 Building $414,800
2024$552,200 (+0.91%) Land $137,400 Building $414,800
2023$4,158.00$547,200 Land $137,400 Building $409,800$547,200 Land $137,400 Building $409,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 47 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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