178 Oakhurst Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 178 Oakhurst Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,906 sqft · built 2015
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$561,307 (Sep 2026)
Tax Bill	$7,811 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T162000144`

Property Details

APN / Parcel Number

Primary APN	`T162000144`
Alternative APN	`4-0076-C223-00-0040.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,906 sqft Living Area
Gross Area	5,495 sqft
1st Floor Area	2,441 sqft
Basement Area	2,423 sqft
Finished Basement	1,465 sqft
Unfinished Basement	958 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Attached
Garage Area	631 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T162000144
Street Address	178 OAKHURST DR
City	O FALLON
State	MO
Zip	63368-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKHURST #2 LOT 40
Legal Subdivision	OAKHURST #2
Legal Lot Number	40
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1033
Census Tract	312207

Owner

Source: St. Charles County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 OAKHURST DR, O FALLON, MO 63368-7604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
May 15, 2017	Warranty Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	202643493
Prior Transfer Date	May 15, 2016
Prior Transfer Doc	0000323510
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 11, 2026
Property Address	178 OAKHURST DR, O FALLON, MO 63368-7604
Document Number	0000043493
Instrument Date	Sep 10, 2026
Instrument	202643493
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 OAKHURST DR, O FALLON, MO 63368-7604

Mortgage

Document Number	0000043494,
Date	Sep 11, 2026
Instrument	202643494

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	178 OAKHURST DR, O FALLON, MO 63368-7604
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 OAKHURST DR, O FALLON, MO 63368-7604

Mortgage

Document Number	0000045303
Date	Oct 10, 2025
Instrument	2025R-045303

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2023
Property Address	178 OAKHURST DR, O FALLON, MO 63368-7604
Document Number	0000048969
Map Reference	MB 48 PG 124
Instrument Date	Nov 29, 2023
Instrument	2023R-048969
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 OAKHURST DR, O FALLON, MO 63368-7604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 OAKHURST DR, O FALLON, MO 63368-7604

Mortgage

Document Number	0000048970
Date	Dec 1, 2023
Instrument	2023R-048970

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2028
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	5-Year TN
Margin	2
Max Rate	12.2%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 15, 2017
Property Address	178 OAKHURST DR, O FALLON, MO 63368-7604
Document Number	0067431784
Book / Page	006743 / 001784
Instrument Date	May 12, 2017
Instrument	295740
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SHELBURNE PL MOORESVILLE NC 281177306, MOORESVILLE, NC 28117-7306

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,950 (-)	$620,790 (-) Land $90,000 Building $530,790
2025	$7,811.00 (+5.33%)	$117,950 (+14.19%)	$620,790 (+14.19%) Land $90,000 Building $530,790
2024	$7,416.00
2023		$103,294
2022			$543,650 Land $70,000 Building $473,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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