173 Oakhurst Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 173 Oakhurst Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,503 sqft · built 2015
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Trust Names on File
Last Sale	$383,173 (Aug 2015)
Tax Bill	$8,035 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T152000239`

Property Details

APN / Parcel Number

Primary APN	`T152000239`
Alternative APN	`4-0076-C130-00-0037.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,503 sqft Living Area
Gross Area	5,418 sqft
1st Floor Area	1,981 sqft
Basement Area	1,619 sqft
Finished Basement	1,397 sqft
Unfinished Basement	222 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	14,418 sqft (0.331 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T152000239
Street Address	173 OAKHURST DR
City	O FALLON
State	MO
Zip	63368-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKHURST #1 LOT 37
Legal Subdivision	OAKHURST #1
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1034
Census Tract	312207

Owner

173 Oakhurst Dr is held in a trust since August 2015.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Trust Names on File
Mailing Address	173 OAKHURST DR, O FALLON, MO 63368-7621
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 20, 2025	Intrafamily Transfer, Transfer
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2015 · Amount on File
Deed Sale	Aug 5, 2015 · Amount on File
Deed Document Number	2015519120
Deed Book / Page	6400 / 1930
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	173 OAKHURST DR, O FALLON, MO 63368-7621
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 OAKHURST DR, O FALLON, MO 63368-7621

Mortgage

Document Number	0000024907
Date	Mar 22, 2021
Instrument	2021R-024907

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	173 OAKHURST DR, O FALLON, MO 63368-7621
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 OAKHURST DR, O FALLON, MO 63368-7621

Mortgage

Document Number	0000038961
Date	Sep 4, 2025
Instrument	2025R-038961

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 20, 2025
Property Address	173 OAKHURST DR, O FALLON, MO 63368-7621
Document Number	0000006760
Map Reference	MB 47 PG 369
Instrument Date	Feb 14, 2025
Instrument	2025R-006760
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	173 OAKHURST DR, O FALLON, MO 63368-7621

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	173 OAKHURST DR, O FALLON, MO 63368-7621
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 OAKHURST DR, O FALLON, MO 63368-7621

Mortgage

Document Number	2021R024907
Date	Mar 22, 2021
Instrument	2021R-024907

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 173 Oakhurst Dr was $8,035.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,646 (+4.37%)	$666,557 (+4.37%) Land $90,000 Building $576,557
2025	$8,035.00	$121,345	$638,657 Land $90,000 Building $548,657
2023		$109,141
2022			$574,428 Land $70,000 Building $504,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 173 Oakhurst Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Oakhurst Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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