177 Oakhurst Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 177 Oakhurst Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,932 sqft · built 2016
Lot Size	0.294 acres (12,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Nov 2020)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T152000240`

Property Details

APN / Parcel Number

Primary APN	`T152000240`
Alternative APN	`4-0076-C130-00-0038.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,932 sqft Living Area
Basement Area	1,590 sqft

Exterior

Year Built	Built 2016
Exterior Material	Stone Veneer
Lot Area	12,846 sqft (0.294 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T152000240
Street Address	177 OAKHURST DR
City	O FALLON
State	MO
Zip	63368-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKHURST #1 LOT 38
Legal Range	02E
Legal Township	46N
Legal Subdivision	OAKHURST #1
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1034
Census Tract	312207

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 OAKHURST DR, O FALLON, MO 63368-7621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Nov 13, 2020	Warranty Deed, Transfer BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	0202088160
Deed Book / Page	2020 / 88160
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	177 OAKHURST DR, O FALLON, MO 63368-7621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMERCE TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071861462
Date	Nov 21, 2019
Book Page	7186/1462
Instrument	20191121000670060

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 13, 2020
Property Address	177 OAKHURST DR, O FALLON, MO 63368-7621
Document Number	0000088160
Instrument Date	Nov 5, 2020
Instrument	88160
Transaction Type	Transfer
Record Updated	Mar 4, 2021
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	177 OAKHURST DR O FALLON MO 633687621, O FALLON, MO 63368-7621

Mortgage

Document Number	88161
Date	Nov 13, 2020
Instrument	88161

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$111,362
2022		$586,115 Land $70,000 Building $516,115

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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