178 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 178 E 2nd St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 1900
Lot Size	0.091 acres (4,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,575 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-01-20`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-01-20`
Alternative APNs	`120012806400010200000000` `5357`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,172 sqft
Upper Floors Area	275 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	158 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5357
Street Address	178 E 2ND ST
City	OSWEGO
State	NY
Zip	13126-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TB
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2027
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 COUNTY ROUTE 51A, OSWEGO, NY 13126-5826
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 20, 2020
Property Address	178 E 2ND ST, OSWEGO, NY 13126-2627
Document Number	0000005861
Instrument Date	Jun 16, 2020
Instrument	5861
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 E 2ND ST OSWEGO NY 131262627, OSWEGO, NY 13126-2627

Mortgage

Document Number	5862
Date	Jul 20, 2020
Instrument	5862

Lender

Name	THEODORE I JERRETT
Address	MEXICO, NY 13114
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,575.00
2025		$85,000 (+54.55%) Land $16,800 Building $68,200	$85,000 (+28.27%) Land $16,800 Building $68,200
2023		$55,000 Land $7,300 Building $47,700	$66,265 Land $8,795 Building $57,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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