176 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 176 E 2nd St, Oswego, NY 13126

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,079 sqft · built 1900
Lot Size	0.091 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Jan 2020)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-01-19`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-01-19`
Alternative APNs	`120012806400010190000000` `2223 M`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,079 sqft Total Area
1st Floor Area	1,270 sqft
2nd Floor Area	504 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2223 M
Street Address	176 E 2ND ST
City	OSWEGO
State	NY
Zip	13126-2886
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TB
Legal Subdivision	NEW YORK SUBDIVISION
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2027
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8417 SUGAR PINE CIR, LIVERPOOL, NY 13090-1120
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	2020314
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 7, 2017
Property Address	176 E 2ND ST, OSWEGO, NY 13126-2886
Document Number	0000005134
Instrument Date	Jun 5, 2017
Instrument	5134
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MURRAY ST OSWEGO NY 131264024, OSWEGO, NY 13126-4024

Mortgage

Document Number	5135
Date	Jun 7, 2017
Instrument	5135

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 6, 2032

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,856.00	$99,000 (-12%) Land $16,800 Building $82,200	$99,000 (-26.96%) Land $16,800 Building $82,200
2023		$112,500 Land $7,300 Building $105,200	$135,542 Land $8,795 Building $126,747

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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