177 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 177 E 2nd St, Oswego, NY 13126

Property Summary

Property Type	Apartments (5+ Units)
Details	2,103 sqft · built 1962
Lot Size	0.094 acres (4,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Feb 2009)
Tax Bill	$2,965 (2026)
Deeds & Mortgages	Mar 2026 Refinance Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-02-32`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-02-32`
Alternative APNs	`120012806400020320000000` `0883 M`

Interior

Stories	2 Stories
Building Area	2,103 sqft Gross Area
Basement Area	1,146 sqft
Unfinished Basement	1,146 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Lot Area	4,136 sqft (0.094 acres)
Lot Dimensions	94 ft deep x 44 ft wide
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0883 M
Street Address	177 E 2ND ST
City	OSWEGO
State	NY
Zip	13126-2684
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TN2
Legal Description	B 158, L 6 121-016-000
Legal Subdivision	ORIGINAL VILLAGE OF EAST OSWEGO
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2026
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2539 COUNTY ROUTE 7, OSWEGO, NY 13126-5707
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Stand-Alone Refinance SENECA FSLA
Mar 19, 2026	Deed of Trust, Mortgage SENECA FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2009 · Amount on Record
Deed Sale	Feb 2, 2009 · Amount on Record
Deed Document Number	2009756
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	177 E 2ND ST, OSWEGO, NY 13126-2684
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 THOMASON RD, OSWEGO, NY 13126-6041

Mortgage

Document Number	0000002292
Date	Mar 19, 2026
Instrument	R-2026-002292

Lender

Name	SENECA FSLA
Type	Bank
Address	BALDWINSVILLE, NY 13027

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	177 E 2ND ST, OSWEGO, NY 13126-2684
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 THOMASON RD, OSWEGO, NY 13126-6041

Mortgage

Document Number	0000002290
Date	Mar 19, 2026
Instrument	R-2026-002290

Lender

Name	SENECA FSLA
Type	Bank
Address	BALDWINSVILLE, NY 13027

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,965.00 (-1.17%)
2025	$3,000.00	$160,000 (+63.27%) Land $17,000 Building $143,000	$160,000 (+35.51%) Land $17,000 Building $143,000
2023		$98,000 Land $16,000 Building $82,000	$118,072 Land $19,277 Building $98,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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