1776 Grays Creek Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1776 Grays Creek Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,492 sqft · built 2016
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$3,427 (2025)
Flood Zone	Zone X (minimal risk)
APN	`4-07-3-05-00-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`4-07-3-05-00-0-00003-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,492 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Pool Area	770 sqft

Location & Zoning

Street Address	1776 GRAYS CREEK RD
City	HERNANDO
State	MS
Zip	38632-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	5-4-7 PT E1/4 NE1/4
Legal Range	07
Legal Township	04
Legal Section	05
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2057
Census Tract	71002

Owner

Source: DeSoto County assessment roll, APN 4-07-3-05-00-0-00003-00, as of September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1776 GRAYS CREEK RD, HERNANDO, MS 38632-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000452323
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: DeSoto County assessment roll as of September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00 (+19.57%)	$44,649 (+42.4%) Land $3,982 Building $40,667	$445,208 (+42.57%) Land $38,541 Building $406,667
2023	$2,866.00	$31,354	$312,271 Land $38,542 Building $273,729

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 78% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 18 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0170001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.