DeSoto County property record for 2030 Grays Creek Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,802 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-2-04-00-0-00009-00 |
| Primary APN | 4-07-2-04-00-0-00009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,802 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 2030 GRAYS CREEK RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PT NW1/4 |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 04 |
| Legal Lot Number | 9 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 71002 |
2030 Grays Creek Rd is owned and occupied by an individual who acquired it in November 2016.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2030 GRAYS CREEK RD, HERNANDO, MS 38632-8911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2017 | Deed of Trust, Mortgage GUARANTY BANK & TRUST CO |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 29, 2016 |
| Transfer Doc | 000809/384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2030 GRAYS CREEK RD, HERNANDO, MS 38632-8911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004304/311 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 4304/311 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Amount | Amount on Record |
|---|---|
| Term | 9 Months |
| Due | Nov 15, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2030 GRAYS CREEK RD, HERNANDO, MS 38632-8911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | QUALITY TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 2030 GRAYS CREEK RD, HERNANDO, MS 38632-8911 |
| Document Number | 005093/514 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 5093/514 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2045 |
The 2025 property tax bill for 2030 Grays Creek Rd was $987.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $987.00 | $15,423 Land $1,000 Building $14,423 | $154,225 Land $10,000 Building $144,225 |
| 2023 | $797.00 | $10,870 | $108,697 Land $10,000 Building $98,697 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2030 Grays Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2030 Grays Creek Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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