DeSoto County property record for 1608 Grays Creek Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,007 sqft · built 2020 |
| Lot Size | 9.8 acres (426,888 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,917 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-3-05-00-0-00028-00 |
| Primary APN | 4-07-3-05-00-0-00028-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,007 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 426,888 sqft (9.8 acres) |
| Street Address | 1608 GRAYS CREEK RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 5-4-7 SE COR E1/2 NE1 |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Lot Number | 28 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 71002 |
1608 Grays Creek Rd, a single family home, is owned by two individuals.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1974 GRAYS CREEK RD, HERNANDO, MS 38632-8909 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000271621 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1608 GRAYS CREEK RD, HERNANDO, MS 38632-8903 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1974 GRAYS CREEK RD, HERNANDO, MS 38632-8909 |
| Document Number | 005479/572 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 5479/572 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Feb 15, 2032 |
The 2025 property tax bill for 1608 Grays Creek Rd was $1,917.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,917.00 | $22,970 Land $4,900 Building $18,070 | $229,703 Land $49,000 Building $180,703 |
| 2023 | $1,753.00 | $17,362 | $173,616 Land $49,000 Building $124,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1608 Grays Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1608 Grays Creek Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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