1774 Covington Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1774 Covington Ln, Fleming Island, FL 32003 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	2,132 sqft Living Area
Lot Size	9,997 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$188,400 (2003)
Tax Bill	$2,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014266-029-07`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	2,132 sqft Living Area
Gross Area	2,628 sqft Gross Area
1st Floor	1,758 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,997 sqft (0.23 acres)
Garage Type	Attached Garage
Garage Area	496 sqft Garage
Patio Area	180 sqft Patio
Porch Area	45 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1774 COVINGTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-3378
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 7 COVINGTON AS REC OR 2282 PG 2152
Legal Range	26E
Legal Township	05S
Legal Section	16
Legal Subdivision	COVINGTON
Legal Lot Number	7
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	2
Census Block	2000
Census Tract	30707

Owner

Source: Clay County records · APN 16-05-26-014266-029-07

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1774 COVINGTON LN, FLEMING ISLAND, FL 32003-3378
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2003 · Amount on Record
Deed Sale	Oct 23, 2003 · Amount on Record
Deed Doc Number	200373668
Deed Book / Page	2282 / 2152
Record Refreshed	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1774 COVINGTON LN, FLEMING ISLAND, FL 32003-3378
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 COVINGTON LN, FLEMING ISLAND, FL 32003-3378

Mortgage

Document Number	0047290055
Date	Jun 14, 2023
Book Page	4729/55
Instrument	2023029406

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2043

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,532.00 (-42.51%) Homeowner's exemption	$206,187 (+5.99%)	$367,869 (+3.41%) Land $60,000 Building $307,869
2023	$4,404.00 (+5.56%) Homeowner's exemption	$194,541 (+3%)	$355,749 (+8.84%) Land $60,000 Building $295,749
2022	$4,172.00 Homeowner's exemption	$188,875	$326,844 Land $50,000 Building $276,844

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.