1763 Covington Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1763 Covington Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,210 sqft · built 2003
Lot Size	0.294 acres (12,791 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Oct 2020)
Tax Bill	$4,051 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-26-014266-029-52`

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014266-029-52`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,210 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	2,210 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,791 sqft (0.294 acres)
Garage Type	Attached
Garage Area	588 sqft
Porch	Open/Unfinished Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1763 COVINGTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-3387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 52 COVINGTON AS REC OR 4369 PG 1086
Legal Range	26E
Legal Township	05S
Legal Section	16
Legal Subdivision	COVINGTON
Legal Lot Number	52
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30707

Owner

Source: Clay County records · APN 16-05-26-014266-029-52

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1763 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 27, 2020	Warranty Deed, Transfer · VA Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Apr 11, 2016 · Amount on Record
Deed Document Number	202056123
Deed Book / Page	4369 / 1086
Prior Transfer Date	Apr 08, 2016
Prior Transfer Doc	0038461195
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1763 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1763 COVINGTON LN, FLEMING ISLAND, FL 32003-3387

Mortgage

Document Number	0040780413
Date	Apr 27, 2018
Book Page	4078/0413

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 27, 2020
Property Address	1763 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Document Number	0043691086
Book / Page	4369 / 1086
Map Reference	MB 38 PG 71-76
Instrument Date	Oct 27, 2020
Instrument	2020056123
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1763 COVINGTON LN, 1763, FLEMING ISLAND, FL 32003-3387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1763 COVINGTON LN, FLEMING ISLAND, FL 32003-3387

Mortgage

Document Number	0043691088
Date	Oct 27, 2020
Instrument	4369/1088

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,051.00 (+4.76%) Homeowner's exemption	$305,798 (+5.99%)	$426,404 (+3.76%) Land $60,000 Building $366,404
2024	$3,867.00 (-33.68%)
2023	$5,831.00 (+4.87%) Homeowner's exemption	$288,525 (+3%)	$410,947 (+8.68%) Land $60,000 Building $350,947
2022	$5,560.00 Homeowner's exemption	$280,122	$378,109 Land $50,000 Building $328,109

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 240 locations within half a mile of this property.

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