1771 Covington Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1771 Covington Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,109 sqft · built 2003
Lot Size	0.259 acres (11,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Apr 2019)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-26-014266-029-54`

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014266-029-54`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,109 sqft Heated Area
Gross Area	2,942 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,307 sqft (0.259 acres)
Garage Area	513 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1771 COVINGTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-3387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 54 COVINGTON AS REC O R 4180 PG 307
Legal Range	26
Legal Township	05
Legal Section	16
Legal Subdivision	COVINGTON
Legal Lot Number	54
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1771 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED MIDWEST SAVINGS BANK NA
Apr 9, 2019	Warranty Deed, Transfer BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	2019017640
Deed Book / Page	4180 / 0307
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1771 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1771 COVINGTON LN, FLEMING ISLAND, FL 32003-3387

Mortgage

Document Number	0047450428
Date	Aug 4, 2023
Book Page	4745/428
Instrument	2023039280

Lender

Name	UNITED MIDWEST SAVINGS BANK NA
Type	Bank
Address	WESTERVILLE, OH 43082

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 9, 2019
Property Address	1771 COVINGTON LN, FLEMING ISLAND, FL 32003-3387
Document Number	0041800307
Book / Page	004180 / 000307
Instrument Date	Apr 3, 2019
Instrument	17640
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	VANGUARD TITLE AND ESCROW LLC, VANGUARD TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1771 COVINGTON LN FLEMING ISLAND FL 320033387, FLEMING ISLAND, FL 32003-3387

Mortgage

Document Number	41800309
Date	Apr 9, 2019
Book Page	004180/000309
Instrument	17641

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,298.00 (-35.62%) Homeowner's exemption	$256,404 (+5.99%)	$361,070 (+3.52%) Land $60,000 Building $301,070
2023	$5,123.00 (+5.15%) Homeowner's exemption	$241,921 (+3%)	$348,790 (+8.86%) Land $60,000 Building $288,790
2022	$4,872.00 Homeowner's exemption	$234,875	$320,403 Land $50,000 Building $270,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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