Hamilton County property record for 1773 Pine Needles Trl, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,680 sqft · built 1977 |
| Lot Size | 0.333 acres (14,506 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (May 2026) |
| Tax Bill | $1,280 (2025) |
| Deeds & Mortgages | May 2026 Sale Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159E D 013 |
| Primary APN | 159E D 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,506 sqft (0.333 acres) |
| Lot Dimensions | 165 ft deep x 90.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000101489 |
|---|---|
| Street Address | 1773 PINE NEEDLES TRL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 27 RUSTIC WOODS SUB 29-263 |
| Legal Subdivision | RUSTIC WOODS |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11323 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1773 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer FOUNDATION TITLE |
| Aug 9, 2021 | Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Feb 3, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Feb 3, 2022 · Amount on Record |
| Deed Document Number | 20260513199 |
| Deed Book / Page | 14297 / 518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 13, 2026 |
| Property Address | 1773 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3366 |
| Document Number | 0000000199 |
| Book / Page | 14297 / 518 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026.199 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $128,926.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1773 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3366 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 9, 2021 |
| Property Address | 1773 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3366 |
| Document Number | 0000000301 |
| Book / Page | 12601 / 951 |
| Map Reference | MB 29 PG 263 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021080900301 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $798.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6511 GRUBB RD, HIXSON, TN 37343-2737 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 3, 2022 |
| Property Address | 1773 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3366 |
| Document Number | 0000000073 |
| Book / Page | 12832 / 764 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2022020300073 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, BRIDGE CITY TTL EAST BRAINER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 BILSY LANE, CHATTANOOGA, TN 37415-2928 |
| Document Number | 0012832768 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 12832/768 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,280.00 (+15.21%) | $84,450 (+70.01%) | $337,800 (+70.01%) Land $70,000 Building $267,800 |
| 2024 | $1,111.00 | $49,675 (-) | $198,700 (-) Land $55,000 Building $143,700 |
| 2023 | $1,111.00 | $49,675 (-) | $198,700 (-) Land $55,000 Building $143,700 |
| 2022 | $1,111.00 | $49,675 | $198,700 Land $55,000 Building $143,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1980–2020) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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