1772 Pine Needles Trl, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1772 Pine Needles Trl, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,200 sqft · built 1977
Lot Size	0.35 acres (15,277 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Mar 2006)
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`159E D 023`

Property Details

APN / Parcel Number

Primary APN	`159E D 023`
Alternative APN	`0000101499`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,200 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,277 sqft (0.35 acres)
Lot Dimensions	169 ft deep x 90.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000101499
Street Address	1772 PINE NEEDLES TRL
City	CHATTANOOGA
State	TN
Zip	37421-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LT 17 RUSRIC WOODS SUB 29-263
Legal Subdivision	RUSTIC WOODS
Legal Lot Number	17
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11323

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1772 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jun 25, 2018	Quit Claim Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2006 · Amount on Record
Deed Sale	Mar 13, 2006 · Amount on Record
Prior Sale	Mar 13, 2006 · Amount on Record
Deed Document Number	0000000300
Deed Book / Page	7870 / 744
Last Transfer Date	Jun 25, 2018
Transfer Doc	0625000320
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1772 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3353
Document Number	0620000208
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1772 PINE NEEDLES TRL CHATTANOOGA TN 374213353, CHATTANOOGA, TN 37421-3353

Mortgage

Document Number	0620000208
Date	Jun 20, 2018
Book Page	011379/000712
Instrument	180620000208

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 25, 2018
Property Address	1772 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3353
Document Number	0625000320
Book / Page	011383 / 000273
Instrument Date	Jun 15, 2015
Instrument	180625000320
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1772 PINE NEEDLES TRL CHATTANOOGA TN 374213353, CHATTANOOGA, TN 37421-3353

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,420.00 (+16.58%)	$93,750 (+72.18%)	$375,000 (+72.18%) Land $70,000 Building $305,000
2024	$1,218.00	$54,450 (-)	$217,800 (-) Land $55,000 Building $162,800
2023	$1,218.00	$54,450 (-)	$217,800 (-) Land $55,000 Building $162,800
2022	$1,218.00	$54,450	$217,800 Land $55,000 Building $162,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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