1768 Pine Needles Trl, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1768 Pine Needles Trl, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,420 sqft · built 1977
Lot Size	0.339 acres (14,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Apr 2021)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`159E D 022`

Property Details

APN / Parcel Number

Primary APN	`159E D 022`
Alternative APN	`0000101498`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,420 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,809 sqft (0.339 acres)
Lot Dimensions	161 ft deep x 90.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000101498
Street Address	1768 PINE NEEDLES TRL
City	CHATTANOOGA
State	TN
Zip	37421-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LT 18 RUSTIC WOODS SUB 29-263
Legal Subdivision	RUSTIC WOODS
Legal Lot Number	18
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11323

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1768 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 11, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 22, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG
Jun 14, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	2021220
Deed Book / Page	12442 / 36
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	6599399
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 13, 2021
Property Address	1768 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3353
Document Number	0000000220
Book / Page	12442 / 36
Map Reference	MB 29 PG 263
Instrument Date	Jul 14, 2020
Instrument	2021041300220
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1768 PINE NEEDLES TRAIL, FORT MILL, SC 29707

Mortgage

Document Number	0001244239
Date	Apr 13, 2021
Instrument	12442/39

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1768 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3353
Document Number	1111000039
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1768 PINE NEEDLES TRL CHATTANOOGA TN 374213353, CHATTANOOGA, TN 37421-3353

Mortgage

Document Number	1111000039
Date	Nov 11, 2019
Book Page	011815/000861
Instrument	191111000039

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 10, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 22, 2018
Property Address	1768 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3353
Document Number	1022000068
Book / Page	011482 / 000072
Instrument Date	Oct 17, 2018
Instrument	181022000068
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1768 PINE NEEDLES TRL CHATTANOOGA TN 374213353, CHATTANOOGA, TN 37421-3353

Mortgage

Document Number	1022000069
Date	Oct 22, 2018
Book Page	011482/000074
Instrument	181022000069

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 14, 2018
Property Address	1768 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3353
Document Number	0614000115
Book / Page	011373 / 000938
Instrument Date	Jun 12, 2018
Instrument	180614000115
Transaction Type	Foreclosure
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$371.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5251 HIGHWAY 153 #356 HIXSON TN 373434959, 356, HIXSON, TN 37343-4959

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 (+5.33%)	$83,400 (+55.38%)	$333,600 (+55.38%) Land $70,000 Building $263,600
2024	$1,200.00	$53,675 (-)	$214,700 (-) Land $55,000 Building $159,700
2023	$1,200.00	$53,675 (-)	$214,700 (-) Land $55,000 Building $159,700
2022	$1,200.00	$53,675	$214,700 Land $55,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

1768 Pine Needles Trl, Chattanooga, TN 37421 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Pine Needles Trl

Nearby Streets

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