177 Ramer Loop, Cottonwood, AL 36320 Property Records

Houston County property record for 177 Ramer Loop, Cottonwood, AL 36320

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,151 sqft · built 1992
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Tax Bill	$740 (2025)
Flood Zone	Zone X (minimal risk)
APN	`19-08-27-0-000-001-002`

Property Details

APN / Parcel Number

Primary APN	`19-08-27-0-000-001-002`
Alternative APN	`48111`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,151 sqft Living Area
1st Floor Area	2,511 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	177 RAMER LOOP
City	COTTONWOOD
State	AL
Zip	36320-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ SW CORN OF NW QTR OF NE QTR S27 T1N R27E TO POB
Legal Range	27E
Legal Township	01N
Legal Section	27
Jurisdiction	HOUSTON AL
Township / Civil Division	COTTONWOOD
Census Block Group	3
Census Block	3039
Census Tract	42000

Owner

Source: Houston County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 RAMER LOOP, COTTONWOOD, AL 36320-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Houston County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$740.00 (+4.67%) Homeowner's exemption	$24,680 (+4.4%)	$246,740 (+4.42%) Land $13,800 Building $232,940
2024	$707.00 (+6.96%) Homeowner's exemption	$23,640 (+1.98%)	$236,300 (+1.94%) Land $13,800 Building $222,500
2023	$661.00 (+26.39%) Homeowner's exemption	$23,180 (+25.43%)	$231,800 (+25.43%) Land $11,000 Building $220,800
2022	$523.00 Homeowner's exemption	$18,480	$184,800 Land $11,000 Building $173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ramer Loop

Nearby Streets

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