177 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 177 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,048 sqft · built 1989
Lot Size	0.302 acres (13,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Apr 2022)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1510-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1510-2`
Alternative APNs	`29-3N-23-2215-000B-0070` `23N3292215000B0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,048 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	13,160 sqft (0.302 acres)
Garage Type	Attached
Garage Area	288 sqft
Porch	Finished/Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	177 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 7 BLK B
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	B
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2027
Census Tract	20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Mar 7, 2019	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	20223541624
Deed Book / Page	3615 / 3323
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 12, 2022
Property Address	177 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0036153323
Book / Page	3615 / 3323
Map Reference	MB 11 PG 32
Instrument Date	Apr 8, 2022
Instrument	3541624
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 ROMAN RD, 134, DEFUNIAK SPRINGS, FL 32433-6886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

Mortgage

Document Number	0036153325
Date	Apr 12, 2022
Instrument	3615/3325

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 7, 2019
Property Address	177 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0033880554
Book / Page	3388 / 0554
Map Reference	MB 11 PG 32
Instrument Date	Mar 1, 2019
Instrument	3263145
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1767 HERMITAGE BLVD APT 3203, 1767, TALLAHASSEE, FL 32308-7716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 AZALEA DR, EGLIN AFB, FL 32542-3220

Mortgage

Document Number	0003263146
Date	Mar 7, 2019
Instrument	3263146

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (-5.47%) Homeowner's exemption	$166,065 (-2.49%) Land $47,080 Building $118,985	$166,065 (-2.49%) Land $47,080 Building $118,985
2023	$2,083.00 (+1.21%) Homeowner's exemption	$170,313 (+18.77%) Land $40,000 Building $130,313	$170,313 (+18.77%) Land $40,000 Building $130,313
2022	$2,058.00	$143,393 Land $25,718 Building $117,675	$143,393 Land $25,718 Building $117,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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