171 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 171 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,154 sqft · built 1989
Lot Size	0.344 acres (14,979 sqft)
Owner	Individual Name on Record
Tax Bill	$317 (2025)
Deeds & Mortgages	Feb 2023 Reverse Mortgage Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1513-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1513-6`
Alternative APNs	`29-3N-23-2215-000B-0100` `23N3292215000B0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,154 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,154 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,979 sqft (0.344 acres)
Garage Type	Attached
Garage Area	264 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	171 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 10 BLK B
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	B
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2027
Census Tract	20702

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	171 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Feb 20, 2023	Intrafamily Transfer, Transfer
Mar 14, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2007
Transfer Doc	0027961231
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	171 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

Mortgage

Document Number	0036603130
Date	Feb 1, 2023
Book Page	3660/3130
Instrument	3604037

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.03%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Feb 20, 2023
Property Address	171 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0036623633
Book / Page	3662 / 3633
Map Reference	MB 11 PG 32
Instrument Date	Feb 14, 2023
Instrument	3607025
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	171 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	171 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0033950560
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 OAK TERRACE DR CRESTVIEW FL 325398382, CRESTVIEW, FL 32539-8382

Mortgage

Document Number	0033950560
Date	Apr 24, 2019
Book Page	003395/000560
Instrument	3273278

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 23, 2059

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$317.00 (-47.95%) Homeowner's exemption Senior Citizen's exemption	$83,939 (+5.99%)	$168,156 (-1.95%) Land $47,080 Building $121,076
2023	$609.00 (+5.55%) Homeowner's exemption	$79,197 (+3%)	$171,502 (+18.71%) Land $40,000 Building $131,502
2022	$577.00 Homeowner's exemption	$76,890	$144,467 Land $25,718 Building $118,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Nearby Properties on Oak Ter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures