169 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 169 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1989
Lot Size	0.352 acres (15,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2023)
Tax Bill	$504 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1514-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1514-4`
Alternative APNs	`29-3N-23-2215-000B-0110` `23N3292215000B0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,078 sqft
1st Floor Area	1,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	15,311 sqft (0.352 acres)
Porch	Finished/Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	169 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 11 BLK B
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	B
Legal Lot Number	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2027
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	169 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC
Jul 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	20233660919
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	0030144827
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 7, 2023
Property Address	169 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0003660919
Map Reference	MB 11 PG 32
Instrument Date	Dec 7, 2023
Instrument	3660919
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 LINWOOD RD NW, FORT WALTON BEACH, FL 32547-1617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	169 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

Mortgage

Document Number	0003660920
Date	Dec 7, 2023
Instrument	3660920

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	169 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034360360
Date	Dec 31, 2019
Book Page	3436/0360
Instrument	3327175

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 31, 2017
Property Address	169 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0033104252
Book / Page	003310 / 004252
Instrument Date	Jul 28, 2017
Instrument	3150668
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3661 AIRPORT BLVD MOBILE AL 366081625, MOBILE, AL 36608-1625

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 31, 2017
Property Address	169 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0033104254
Book / Page	003310 / 004254
Instrument Date	Jul 28, 2017
Instrument	3150669
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$574.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	169 TERRACE DR CRESTVIEW FL 32539, CRESTVIEW, FL 32539

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$504.00 (-73.98%)	$78,778 (-45.36%)	$164,227 (+13.91%) Land $47,080 Building $117,147
2023	$1,937.00 (+13.14%)	$144,173 (+20.36%) Land $40,000 Building $104,173	$144,173 (+20.36%) Land $40,000 Building $104,173
2022	$1,712.00	$119,787 Land $25,718 Building $94,069	$119,787 Land $25,718 Building $94,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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