177 Mountain Shadow Rd, Highlands, NC 28741 Property Records

Macon County property record for 177 Mountain Shadow Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,488 sqft · built 1989
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on File
Tax Bill	$2,305 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7448322580`

Property Details

APN / Parcel Number

Primary APN	`7448322580`
Alternative APNs	`0505004` `151590` `24737`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,488 sqft Heated Area
1st Floor Area	1,920 sqft
Upper Floors Area	568 sqft
Basement Area	568 sqft
Unfinished Basement	568 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	128 sqft
Deck Area	64 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	151590
Street Address	177 MOUNTAIN SHADOW RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 7 MTN SHADOWS
Legal Subdivision	MOUNTAIN SHADOWS (HLDS)
Legal Lot Number	7
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2066
Census Tract	970502

Owner

177 Mountain Shadow Rd is owned by an individual who acquired it in January 2022.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 451, HIGHLANDS, NC 28741-0451
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 31, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 31, 2022
Transfer Doc	000P41/573
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	177 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 MOONSTONE LOOP, HIGHLANDS, NC 28741-1039

Mortgage

Document Number	000R42/217
Date	Aug 14, 2023
Book Page	R-42/217
Instrument	2023004940

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jan 31, 2022
Property Address	177 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741
Document Number	000P41/573
Book / Page	P-41 / 573
Map Reference	CAB 1 SL 125 PG 8
Instrument Date	Jan 31, 2022
Instrument	2022000750
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741-7474

Mortgage

Document Number	2022000751
Date	Jan 31, 2022
Instrument	2022000751

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 177 Mountain Shadow Rd was $2,305, up 3.4% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,305.00 (+3.36%)	$729,910 (+4.02%) Land $57,810 Building $672,100	$729,910 (+4.02%) Land $57,810 Building $672,100
2025	$2,230.00	$701,710 Land $57,810 Building $643,900	$701,710 Land $57,810 Building $643,900
2023	$1,862.00	$701,710 Land $57,810 Building $643,900	$701,710 Land $57,810 Building $643,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Mountain Shadow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Mountain Shadow Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SASSAFRAS GAP EMPLOYEE VILLAGE private · serves 107 people · EPA ID NC0157154
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier, Hotwire Communications.

Cell Coverage

No cell data coverage reported

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