104 Mountain Shadow Rd, Highlands, NC 28741 Property Records

Macon County property record for 104 Mountain Shadow Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1989
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2017)
Tax Bill	$1,042 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7448324862`

Property Details

APN / Parcel Number

Primary APN	`7448324862`
Alternative APNs	`0518255` `139934`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Heated Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Terrain	Rolling
Deck Area	48 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	139934
Street Address	104 MOUNTAIN SHADOW RD
City	HIGHLANDS
State	NC
Zip	28741-7474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 4 MTN SHADOWS
Legal Subdivision	MOUNTAIN SHADOWS (HLDS)
Legal Lot Number	4
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2066
Census Tract	970502

Owner

104 Mountain Shadow Rd is owned and occupied by an individual who bought it in May 2017.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	104 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741-7474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Deed Book / Page	37 / 2315
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 31, 2017
Property Address	104 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741-7474
Document Number	Y37/2315
Book / Page	Y-37 / 2315
Map Reference	MB R21 PG 2163
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 KING FISHER LN, 183, SYLVA, NC 28779-7713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 911, HIGHLANDS, NC 28741-0911

Mortgage

Document Number	Y37/2318
Date	May 31, 2017
Book Page	Y-37/2318

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 104 Mountain Shadow Rd was $1,042, up 3.2% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,042.00 (+3.17%)	$308,100 Land $59,600 Building $248,500	$308,100 Land $59,600 Building $248,500
2025	$1,010.00
2023	$998.00	$308,100 Land $59,600 Building $248,500	$308,100 Land $59,600 Building $248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Mountain Shadow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Mountain Shadow Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SASSAFRAS GAP EMPLOYEE VILLAGE private · serves 107 people · EPA ID NC0157154
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier, Hotwire Communications.

Cell Coverage

No cell data coverage reported

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