100 Mountain Shadow Rd, Highlands, NC 28741 Property Records

Macon County property record for 100 Mountain Shadow Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1987
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2026)
Tax Bill	$1,020 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7448323836`

Property Details

APN / Parcel Number

Primary APN	`7448323836`
Alternative APNs	`0502005` `145457` `153445`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Heated Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	46,609 sqft (1.07 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	153445
Street Address	100 MOUNTAIN SHADOW RD
City	HIGHLANDS
State	NC
Zip	28741-7474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3 MTN SHADOWS
Legal Subdivision	MOUNTAIN SHADOWS (HLDS)
Legal Lot Number	3
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2066
Census Tract	970502

Owner

100 Mountain Shadow Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Macon County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741-7474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN CREDIT UNION
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 12, 2020	Warranty Deed, Transfer
Nov 19, 2020	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Sep 23, 2022 · Amount on File
Deed Document Number	20265771
Deed Book / Page	44 / 726
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	00J40/2077
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 9, 2026
Property Address	100 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741-7474
Document Number	0000005771
Book / Page	44 / 726
Instrument Date	Sep 9, 2026
Instrument	20265771
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741-7474

Mortgage

Document Number	0000005772,
Date	Sep 9, 2026
Instrument	20265772

Lender

Name	MOUNTAIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 23, 2022
Property Address	100 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741
Document Number	00C42/1582
Book / Page	C-42 / 1582
Map Reference	CAB 1 SL 125 PG 8
Instrument Date	Sep 23, 2022
Instrument	2022007320
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 881, HIGHLANDS, NC 28741-0881

Mortgage

Document Number	2022007321
Date	Sep 23, 2022
Instrument	2022007321

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 12, 2020
Property Address	100 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741
Document Number	C40/1358
Book / Page	C-40 / 1358
Map Reference	MB G-14 PG 149
Instrument Date	Aug 4, 2020
Instrument	2020005596
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8217 HIGHWAY 172, COMER, GA 30629-1860

November 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MACON NC
Recording Date	Nov 19, 2020
Property Address	100 MOUNTAIN SHADOW RD, HIGHLANDS, NC 28741
Document Number	J40/2077
Book / Page	J-40 / 2077
Map Reference	MB G-14 PG 149
Instrument Date	Aug 4, 2020
Instrument	2020009116
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8217 HIGHWAY 172, COMER, GA 30629-1860

Tax Assessment & Valuation

The 2026 property tax bill for 100 Mountain Shadow Rd was $1,020, up 3.1% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,020.00 (+3.13%)	$300,600 Land $58,020 Building $242,580	$300,600 Land $58,020 Building $242,580
2025	$989.00
2023	$977.00	$300,600 Land $58,020 Building $242,580	$300,600 Land $58,020 Building $242,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Mountain Shadow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Mountain Shadow Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SASSAFRAS GAP EMPLOYEE VILLAGE private · serves 107 people · EPA ID NC0157154
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier, Hotwire Communications.

Cell Coverage

No cell data coverage reported

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