177 Cochran Rd, Hamilton, OH 45013 Property Records

Butler County property record for 177 Cochran Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,948 sqft · built 1995
Lot Size	2.77 acres (121,053 sqft)
Owner	Trust Name on File
Last Sale	$680,000 (Aug 2025)
Tax Bill	$5,171 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Aug 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B1310-031.000-072`

Property Details

APN / Parcel Number

Primary APN	`B1310-031.000-072`
Alternative APNs	`0001200` `137095` `138367`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Basement Area	1,169 sqft
Finished Basement	1,169 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	121,053 sqft (2.77 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	810 sqft
Porch	Porch
Porch Area	336 sqft
Patio Area	340 sqft
Lean-To	64 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0001200
Old Parcel Number	B1310031.000072
Street Address	177 COCHRAN RD
City	HAMILTON
State	OH
Zip	45013-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 4 31 W CTR PT SW 1/4
Legal Subdivision	GREAT MIAMI RIVER
Jurisdiction	BUTLER OH
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2025
Census Tract	15000

Owner

177 Cochran Rd is owner-occupied and held in a trust since August 2025.

Source: Butler County records, as of March 11, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	177 COCHRAN RD, HAMILTON, OH 45013-8913
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2025	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC
Aug 25, 2025	Warranty Deed, Transfer
Apr 5, 2023	Transfer on Death Deed, Transfer
Dec 4, 2020	Deed of Trust, Mortgage · Construction Mortgage US BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Jul 5, 2012 · Amount on File
Deed Document Number	0000029081
Deed Book / Page	10255 / 1503
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	177 COCHRAN RD, HAMILTON, OH 45013-8913
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 COCHRAN RD, HAMILTON, OH 45013-8913

Mortgage

Document Number	0000009281
Date	Mar 25, 2025
Book Page	10197/226
Instrument	2025-00009281

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 25, 2025
Property Address	177 COCHRAN RD, HAMILTON, OH 45013-8913
Document Number	0000029081
Book / Page	10255 / 1503
Instrument Date	Aug 15, 2025
Instrument	2025-00029081
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	177 COCHRAN RD, HAMILTON, OH 45013-8913

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 5, 2023
Property Address	177 COCHRAN RD, HAMILTON, OH 45013-8913
Document Number	0000010033
Book / Page	9959 / 1371
Map Reference	VOL 1654 PG 239
Instrument Date	Apr 5, 2023
Instrument	2023-00010033
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 COCHRAN RD, HAMILTON, OH 45013-8913

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	177 COCHRAN RD, HAMILTON, OH 45013-8913
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 COCHRAN RD, HAMILTON, OH 45013-8913

Mortgage

Document Number	0000057573
Date	Dec 4, 2020
Book Page	9554/550
Instrument	2020-00057573

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 177 Cochran Rd was $5,171.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Hanover Township
Unified School District	Ross Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,171.00	$144,490 Land $18,980 Building $125,510	$412,830 Land $54,230 Building $358,600
2023	$4,851.00 (+30.58%)	$138,040 (+46.49%) Land $18,980 Building $119,060	$394,410 Land $54,230 Building $340,180
2022	$3,715.00	$94,230 Land $18,980 Building $75,250
2020			$269,240 Land $54,230 Building $215,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 177 Cochran Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1996–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2008 · other causes
Claims by Event	Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Cochran Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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