17677 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17677 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,408 sqft · built 2004
Lot Size	9.21 acres (401,188 sqft)
Owner	Company Name on Record
Tax Bill	$13,314 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-099`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-099`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,408 sqft Living Area
1st Floor Area	3,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	401,188 sqft (9.21 acres)
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17677 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	PART OF SE FRL 1/4 COM 528 FT N 0D 10M 20S W FROM S 1/4 COR, TH N 0D 10M 20S W 4802 FT, N 89D 50M 54S E 57634 FT, S 02D 19M 30S E 20464 FT, N 89D 45M 51S E 427 FT, S 02D 19M 30S E 27504 FT ALG CEN LI OF WEST SPRING LAKE RD, TH S 89D 45M 51S W 102136
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3005
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17677 W SPRING LAKE RD, SPRING LAKE, MI 49456-1449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 28, 2005
Transfer Doc	4914/446
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17677 W SPRING LAKE RD, SPRING LAKE, MI 49456-1449
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17677 W SPRING LAKE RD, SPRING LAKE, MI 49456-1449

Mortgage

Document Number	20230015141
Date	Jun 21, 2023
Instrument	2023-0015141

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17677 W SPRING LAKE RD, SPRING LAKE, MI 49456-1449
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17677 W SPRING LAKE RD, SPRING LAKE, MI 49456-1449

Mortgage

Document Number	20230010751
Date	May 2, 2023
Instrument	2023-0010751

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	220 Months
Due	Sep 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17677 W SPRING LAKE RD, SPRING LAKE, MI 49456-1449
Transaction Type	Mortgage
Record Updated	Jul 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200026185
Date	Jun 30, 2020
Instrument	2020-0026185

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$908,200 (-2.78%)	$1,816,400 (-2.78%)
2025	$13,314.00 (+5.44%) Homeowner's exemption	$934,200 (+27.05%)	$1,868,400 (+27.05%)
2023		$735,300	$1,470,600
2022	$12,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

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