17700 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17700 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,045 sqft · built 1994
Lot Size	0.468 acres (20,386 sqft)
Owner	Individual Name on Record
Last Sale	$496,900 (Jan 2025)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-068`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-068`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,045 sqft Living Area
1st Floor Area	2,045 sqft
Basement Area	2,045 sqft
Unfinished Basement	2,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	20,386 sqft (0.468 acres)
Lot Dimensions	163 ft deep x 125 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17700 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	PART OF N 208 FT OF S 886 FT OF GOV LOT 4 LYING E OF WEST SPRING LAKE RD COM 723 FT N & 53285 FT E OF S SEC LI, TH N 02D 07M W 16311 FT, E 125 FT, S 02D 07M E 16311 FT, W 125 FT TO BEG SEC 10 T8N R16W 5 A
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Legal Lot Number	4
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3010
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17700 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025 · Amount on Record
Deed Sale	Jan 7, 2025 · Amount on Record
Deed Document Number	2025542
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	5681/358
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17700 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 W RUSSELL ST, BARRINGTON, IL 60010-4310

Mortgage

Document Number	20260001886
Date	Jan 21, 2026
Instrument	2026-0001886

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17700 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17700 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448

Mortgage

Document Number	20220031092
Date	Aug 30, 2022
Instrument	2022-0031092

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17700 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200029748
Date	Jul 22, 2020
Instrument	2020-0029748

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,700 (+10.56%)	$431,400 (+10.56%)
2025	$3,521.00 (+0.6%) Homeowner's exemption	$195,100 (+6.73%)	$390,200 (+6.73%)
2023		$182,800	$365,600
2022	$3,500.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

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