17630 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17630 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,075 sqft · built 1962
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$773,000 (Jan 2021)
Tax Bill	$20,981 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-480-015`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-480-015`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	1 Story
Building Area	3,075 sqft Living Area
1st Floor Area	2,377 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Area	1,038 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17630 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	LOT 5 & ALSO THAT PART OF LOT 4 LYING N OF A LI COM ON E'LY LI WEST SPRING LAKE RD 94 FT S'LY OF NW COR LOT 4, TH NE'LY TO PT 25 FT S OF ANGLE PT ON N LI LOT 4 TH NE'LY PAR TO E'LY PART OF N LI OF LOT 4 TO NORFOLK BAY HARBOR POINT
Legal Range	13W
Legal Township	7N
Legal Section	10
Legal Subdivision	HARBOR POINT
Legal Block	480
Legal Lot Number	4-5
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3010
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2935 WOODCLIFF CIR SE, GRAND RAPIDS, MI 49506-3156
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 20, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 10, 2019	Intrafamily Transfer, Transfer
Jan 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Mar 20, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Nov 23, 2004 · Amount on Record
Deed Document Number	20213360
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	20190000999
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 19, 2021
Property Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452
Document Number	20210052309
Instrument Date	Jul 28, 2021
Instrument	2021-0052309
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2049 TIBBITS CT, 2049, ANN ARBOR, MI 48105-1165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 WOODCLIFF CIR SE, GRAND RAPIDS, MI 49506-3156

Mortgage

Document Number	20210052310
Date	Oct 19, 2021
Instrument	2021-0052310

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 20, 2021
Property Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452
Document Number	20210003360
Map Reference	LB 14 PG 58
Instrument Date	Aug 14, 2020
Instrument	2021-0003360
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,797.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17630 W SPRING LAKE RD, 17630, SPRING LAKE, MI 49456-1452

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452

Mortgage

Document Number	20210003361
Date	Jan 20, 2021
Instrument	2021-0003361

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Sep 1, 2035

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 10, 2019
Property Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452
Document Number	20190001001
Map Reference	LB 14 PG 58
Instrument Date	Dec 13, 2018
Instrument	2019-0001001
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 10, 2019
Property Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452
Document Number	20190000999
Map Reference	LB 14 PG 58
Instrument Date	Dec 13, 2018
Instrument	2019-0000999
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452

Mortgage

Document Number	20190001000
Date	Jan 10, 2019
Instrument	2019-0001000

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Mar 20, 2017
Property Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452
Document Number	20170009756
Instrument Date	Feb 14, 2017
Instrument	2017-0009756
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17630 W SPRING LAKE RD, SPRING LAKE, MI 49456-1452

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,500 (+13.28%)	$1,167,000 (+13.28%)
2025	$20,981.00 (+8.69%)	$515,100 (+25.27%)	$1,030,200 (+25.27%)
2023		$411,200	$822,400
2022	$19,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

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