Kane County property record for 1765 Joseph Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,204 sqft · built 1963 |
| Lot Size | 0.348 acres (15,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Mar 2000) |
| Tax Bill | $6,147 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-302-003 |
| Primary APN | 06-15-302-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 1,204 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 15,147 sqft (0.348 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1765 JOSEPH CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY KNOLLS UNIT 8 LOT 1 |
| Legal Subdivision | COUNTRY KNOLLS |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Legal Unit | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-15-302-003
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1765 JOSEPH CT, ELGIN, IL 60123-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 30, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2000 · Amount on Record |
| Deed Sale | Mar 16, 2000 · Amount on Record |
| Prior Sale | Nov 14, 1997 · Amount on Record |
| Deed Document Number | 200018718 |
| Last Transfer Date | Jan 19, 2018 |
| Transfer Doc | 0000004885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1765 JOSEPH CT, ELGIN, IL 60123-5020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1765 JOSEPH CT, ELGIN, IL 60123-5020 |
| Document Number | 0000047355 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025K047355 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1765 JOSEPH CT, ELGIN, IL 60123-5020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028982 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021K028982 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | May 01, 2048 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1765 JOSEPH CT, ELGIN, IL 60123-5020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028285 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | 2020K028285 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Mar 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 30, 2018 |
| Property Address | 1765 JOSEPH CT, ELGIN, IL 60123-5020 |
| Document Number | 0000004885 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 2018K004885 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1765 JOSEPH CT, ELGIN, IL 60123-5020 |
| Document Number | 0000004886 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 2018K004886 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,147.00 (+5.37%) Homeowner's exemption | ||
| 2024 | $88,961 (+21.39%) Land $26,129 Building $62,832 | $266,990 (+21.44%) Land $78,418 Building $188,571 | |
| 2022 | $5,834.00 (+4.61%) Homeowner's exemption | $73,284 (+6.96%) Land $21,525 Building $51,759 | $219,852 (+6.96%) Land $64,575 Building $155,277 |
| 2021 | $5,577.00 Homeowner's exemption | $68,515 Land $20,124 Building $48,391 | $205,545 Land $60,372 Building $145,173 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Opiquad.
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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