1809 Joseph Ct, Elgin, IL 60123 Property Records

Kane County property record for 1809 Joseph Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,270 sqft · built 1967
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Mar 2012)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	May 2026 Transfer Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-427-014`

Property Details

APN / Parcel Number

Primary APN	`06-16-427-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,270 sqft
Basement Area	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1809 JOSEPH CT
City	ELGIN
State	IL
Zip	60123-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY KNOLLS UNIT 8 LOT 5
Legal Subdivision	COUNTRY KNOLLS
Legal Block	3
Legal Lot Number	5
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3023
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1809 JOSEPH CT, ELGIN, IL 60123-5020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 9, 2026	Affidavit, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 22, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2012 · Amount on Record
Deed Sale	Mar 7, 2012 · Amount on Record
Prior Sale	Dec 19, 2001 · Amount on Record
Deed Document Number	201214158
Last Transfer Date	Apr 29, 2026
Transfer Doc	0000019211
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 11, 2026
Property Address	1809 JOSEPH CT, ELGIN, IL 60123-5020
Document Number	0000019211
Instrument Date	Apr 29, 2026
Instrument	202619211
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1809 JOSEPH CT, ELGIN, IL 60123-5020

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	KANE IL
Recording Date	Apr 9, 2026
Property Address	1809 JOSEPH CT, ELGIN, IL 60123-5020
Document Number	0000014198
Instrument Date	Apr 9, 2026
Instrument	202614198
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 JOSEPH CT, ELGIN, IL 60123-5020

Mortgage

Document Number	0000014199,
Date	Apr 9, 2026
Instrument	202614199

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	8.63%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 22, 2023
Property Address	1809 JOSEPH CT, ELGIN, IL 60123-5020
Document Number	0000008819
Map Reference	DOC 2012K014158
Instrument Date	Feb 16, 2023
Instrument	2023K008819
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1809 JOSEPH CT, ELGIN, IL 60123-5020

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1809 JOSEPH CT, ELGIN, IL 60123-5020
Document Number	0000042802
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1809 JOSEPH CT ELGIN IL 601235020, ELGIN, IL 60123-5020

Mortgage

Document Number	0000042802
Date	Aug 31, 2018
Instrument	42802

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2038

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,552.00 (-4.67%)	$96,390 (+8.57%) Land $27,140 Building $69,250	$289,286 (+8.57%) Land $81,453 Building $207,833
2024	$5,824.00 (+0.05%)	$88,782 (+21.39%) Land $24,998 Building $63,784	$266,453 (+21.44%) Land $75,024 Building $191,429
2022	$5,821.00 (+4.6%) Homeowner's exemption	$73,136 (+6.96%) Land $20,593 Building $52,543	$219,408 (+6.96%) Land $61,779 Building $157,629
2021	$5,565.00 Homeowner's exemption	$68,377 Land $19,253 Building $49,124	$205,131 Land $57,759 Building $147,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on Joseph Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures