1815 Joseph Ct, Elgin, IL 60123 Property Records

Kane County property record for 1815 Joseph Ct, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,052 sqft · built 1965
Lot Size0.251 acres (10,932 sqft)
OwnerIndividual Name on File
Tax Bill$7,009 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-16-427-013

Property Details

APN / Parcel Number

Primary APN06-16-427-013

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area2,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,932 sqft (0.251 acres)
Lot Width99 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1815 JOSEPH CT
CityELGIN
StateIL
Zip60123-5020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY KNOLLS UNIT 8 LOT 6
Legal SubdivisionCOUNTRY KNOLLS
Legal Block3
Legal Lot Number6
Legal Unit8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3023
Census Tract851904

Owner

Source: Kane County records · APN 06-16-427-013

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1815 JOSEPH CT, ELGIN, IL 60123-5020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1815 JOSEPH CT, ELGIN, IL 60123-5020
Transaction TypeMortgage
Record UpdatedMar 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006398
DateFeb 28, 2024
Instrument2024K006398
Lender
NameST CHARLES BANK & TRUST CO NA
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,009.00 (+6.58%) Homeowner's exemption Senior Citizen's exemption$107,875 (+8.57%) Land $28,988 Building $78,887$323,755 (+8.57%) Land $86,999 Building $236,756
2024$99,360 (+21.39%) Land $26,700 Building $72,660$298,199 (+21.44%) Land $80,132 Building $218,067
2022$6,576.00 (+7.15%) Homeowner's exemption$81,849 (+6.96%) Land $21,994 Building $59,855$245,547 (+6.96%) Land $65,982 Building $179,565
2021$6,137.00 Homeowner's exemption$76,523 Land $20,563 Building $55,960$229,569 Land $61,689 Building $167,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020, rainfall accumulation

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Opiquad, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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