1765 Highgrove Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1765 Highgrove Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,865 sqft · built 1997
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2021)
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972002029`

Property Details

APN / Parcel Number

Primary APN	`A972002029`
Alternative APN	`2-0098-7651-00-0105.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	3,402 sqft
1st Floor Area	1,549 sqft
Basement Area	1,473 sqft
Finished Basement	316 sqft
Unfinished Basement	1,157 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972002029
Street Address	1765 HIGHGROVE DR
City	O FALLON
State	MO
Zip	63366-4365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 105
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	105
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3004
Census Tract	311604

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1765 HIGHGROVE DR, O FALLON, MO 63366-4365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Oct 1, 1997 · Amount on Record
Deed Document Number	202187222
Prior Transfer Date	May 18, 2015
Prior Transfer Doc	0063632226
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1765 HIGHGROVE DR, O FALLON, MO 63366-4365
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 HIGHGROVE DR, O FALLON, MO 63366-4365

Mortgage

Document Number	0000002960
Date	Jan 25, 2024
Instrument	2024R-002960

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 21, 2021
Property Address	1765 HIGHGROVE DR, O FALLON, MO 63366-4365
Document Number	2021R087222
Map Reference	MB 33 PG 382-384
Instrument Date	Oct 18, 2021
Instrument	2021R-087222
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1765 HIGHGROVE DR, 1765, O FALLON, MO 63366-4365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 HIGHGROVE DR, O FALLON, MO 63366-4365

Mortgage

Document Number	2021R087223
Date	Oct 21, 2021
Instrument	2021R-087223

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,023 (-)	$310,647 (-) Land $65,000 Building $245,647
2025	$3,794.00 (+1.88%)	$59,023 (+4.9%)	$310,647 (+4.9%) Land $65,000 Building $245,647
2024	$3,724.00
2023		$56,268
2022			$296,146 Land $50,000 Building $246,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Socket Telecom, T-Mobile, Verizon, Wisper ISP.

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