1744 Highgrove Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1744 Highgrove Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,720 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jan 2026)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A972002042`

Property Details

APN / Parcel Number

Primary APN	`A972002042`
Alternative APN	`2-0098-7651-00-0118.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	3,626 sqft
1st Floor Area	1,541 sqft
Basement Area	1,455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972002042
Street Address	1744 HIGHGROVE DR
City	O FALLON
State	MO
Zip	63366-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 118
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	118
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3007
Census Tract	311604

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 20, 2026	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO
Mar 14, 2022	Beneficiary Deed, Transfer
Jun 9, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	May 3, 2023 · Amount on Record
Deed Document Number	20262823
Prior Transfer Date	Mar 11, 2022
Prior Transfer Doc	0000014620
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9175 W SURA LN 100, 100, GREENFIELD, WI 53228-3480

Mortgage

Document Number	0000016779
Date	May 3, 2023
Instrument	2023R-016779

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362

Mortgage

Document Number	0000066370
Date	Aug 9, 2021
Instrument	2021R-066370

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jul 1, 2050

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 20, 2026
Property Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362
Document Number	0000002823
Map Reference	MB 2935 PG 8
Instrument Date	Jan 14, 2026
Instrument	2026R-002823
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 KREDER CT, SAINT CHARLES, MO 63304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362

Mortgage

Document Number	0000002824
Date	Jan 20, 2026
Instrument	2026R-002824

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 14, 2022
Property Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362
Document Number	0000014620
Map Reference	MB 33 PG 382
Instrument Date	Mar 11, 2022
Instrument	2022R-014620
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 9, 2020
Property Address	1744 HIGHGROVE DR, O FALLON, MO 63366-4362
Document Number	0073151328
Book / Page	007315 / 001328
Instrument Date	Jun 4, 2020
Instrument	384890
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 HIGHGROVE DR O FALLON MO 633664362, O FALLON, MO 63366-4362

Mortgage

Document Number	73151330
Date	Jun 9, 2020
Book Page	007315/001330
Instrument	384900

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,369 (-)	$328,260 (-) Land $65,000 Building $263,260
2025	$4,006.00	$62,369 (+6.65%)	$328,260 (+6.65%) Land $65,000 Building $263,260
2023		$58,479
2022			$307,785 Land $50,000 Building $257,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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