1809 Highgrove Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1809 Highgrove Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,986 sqft · built 1998
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Jul 2020)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972002026`

Property Details

APN / Parcel Number

Primary APN	`A972002026`
Alternative APN	`2-0098-7651-00-0102.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	884 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A972002026
Old Parcel Number	A972002026
Street Address	1809 HIGHGROVE DR
City	O FALLON
State	MO
Zip	63366-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 102
Legal Range	03E
Legal Township	47N
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	102
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3004
Census Tract	311604

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1809 HIGHGROVE DR, O FALLON, MO 63366-4368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Jun 2, 2016 · Amount on Record
Deed Document Number	0073511753
Deed Book / Page	7351 / 1753
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1809 HIGHGROVE DR, O FALLON, MO 63366-4368
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071490812
Date	Sep 25, 2019
Book Page	7149/0812
Instrument	20190925000527160

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 22, 2020
Property Address	1809 HIGHGROVE DR, O FALLON, MO 63366-4368
Document Number	0073511753
Book / Page	7351 / 1753
Map Reference	MB 33 PG 382
Instrument Date	Jul 17, 2020
Instrument	20200722000515440
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 WINDING WOODS DR, 418, TROY, MO 63379-4885

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1809 HIGHGROVE DR, O FALLON, MO 63366-4368

Mortgage

Document Number	20200722000515450
Date	Jul 22, 2020
Instrument	20200722000515450

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,230.00	$65,890 (+4.77%)	$346,790 (+4.77%) Land $65,000 Building $281,790
2023		$62,891
2022			$331,003 Land $50,000 Building $281,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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