17513 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17513 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,533 sqft · built 1987
Lot Size	0.507 acres (22,085 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Feb 2021 Transfer Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-470-005`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-470-005`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,533 sqft Living Area
1st Floor Area	1,742 sqft
Basement Area	1,742 sqft
Unfinished Basement	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	22,085 sqft (0.507 acres)
Lot Dimensions	221 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17513 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	LOT 5 HARBOR WOODS SUB
Legal Range	13W
Legal Township	7N
Legal Section	10
Legal Subdivision	HARBOR WOODS SUB
Legal Block	470
Legal Lot Number	5
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3005
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	17513 W SPRING LAKE RD, SPRING LAKE, MI 49456-1451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Intrafamily Transfer, Transfer
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2021
Transfer Doc	20210009294
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Feb 18, 2021
Property Address	17513 W SPRING LAKE RD, SPRING LAKE, MI 49456-1451
Document Number	20210009294
Map Reference	LB 25 PG 58&59
Instrument Date	Feb 12, 2021
Instrument	2021-0009294
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17513 W SPRING LAKE RD, SPRING LAKE, MI 49456-1451

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17513 W SPRING LAKE RD, SPRING LAKE, MI 49456-1451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170034595
Date	Sep 19, 2017
Instrument	2017-0034595

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17513 W SPRING LAKE RD, SPRING LAKE, MI 49456-1451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200021631
Date	Jun 3, 2020
Instrument	2020-0021631

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,700 (-1.93%)	$559,400 (-1.93%)
2025	$3,941.00 (+0.59%) Homeowner's exemption	$285,200 (+27.66%)	$570,400 (+27.66%)
2023		$223,400	$446,800
2022	$3,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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