176 Sumter Sq, Bluffton, SC 29910 Property Records

Beaufort County property record for 176 Sumter Sq, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,857 sqft · built 1997
Lot Size	0.197 acres (8,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2026)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60003100A01710000`

Property Details

APN / Parcel Number

Primary APN	`R60003100A01710000`
Alternative APN	`02191746`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,857 sqft Living Area
1st Floor Area	1,857 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,612 sqft (0.197 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	176 SUMTER SQ
City	BLUFFTON
State	SC
Zip	29910-5726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 363 SUMTER SQUARE REVISED PB 35 P 332 LOT 34 SUMTER SQUARE ROSE HILL PLANT.
Legal Subdivision	ROSEHILL GOLF SIDE
Legal Lot Number	34,363
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3004
Census Tract	2106

Owner

Source: Beaufort County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 SUMTER SQ, BLUFFTON, SC 29910-5726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Deed Document Number	202627544
Deed Book / Page	4550 / 2787
Prior Transfer Date	May 17, 2002
Prior Transfer Doc	0000034392
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 22, 2026
Property Address	176 SUMTER SQ, BLUFFTON, SC 29910-5726
Document Number	0000027544
Book / Page	4550 / 2787
Instrument Date	May 21, 2026
Instrument	202627544
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 SUMTER SQ, BLUFFTON, SC 29910-5726

Mortgage

Document Number	0000027545,
Date	Jun 22, 2026
Instrument	202627545

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (-37.83%)	$10,600 (-38.87%)
2024	$4,224.00 (+268.27%)	$17,340 (-) Land $4,400 Building $12,940	$433,500 (-) Land $110,000 Building $323,500
2023	$1,147.00 (+12.01%)	$17,340 (+81.53%) Land $4,400 Building $12,940	$433,500 (+81.53%) Land $110,000 Building $323,500
2022	$1,024.00	$9,552 Land $1,400 Building $8,152	$238,800 Land $35,000 Building $203,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 166 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	166 in force
Nearby Flood Claims	7 (1999–2016)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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