172 Sumter Sq, Bluffton, SC 29910 Property Records

Beaufort County property record for 172 Sumter Sq, Bluffton, SC 29910

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,843 sqft · built 1984
Lot Size	0.199 acres (8,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Nov 2019)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R60003100A01670020`

Property Details

APN / Parcel Number

Primary APN	`R60003100A01670020`
Alternative APN	`02191620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,843 sqft Total Area
1st Floor Area	1,843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,690 sqft (0.199 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	172 SUMTER SQ
City	BLUFFTON
State	SC
Zip	29910-5726
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	6116
Legal Description	LOT 20 SUMTER SQURE ROSE HILL PLANT. PB31P158
Legal Subdivision	ROSEHILL GOLF SIDE
Legal Lot Number	20
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3004
Census Tract	2106

Owner

Source: Beaufort County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 SUMTER SQ, BLUFFTON, SC 29910-5726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORP
Dec 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Oct 1, 2004 · Amount on Record
Deed Document Number	201962613
Deed Book / Page	3812 / 2771
Last Transfer Date	Nov 23, 2020
Transfer Doc	0000069503
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	172 SUMTER SQ, BLUFFTON, SC 29910-5726
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039510
Date	May 28, 2021
Book Page	4017/2838
Instrument	2021039510

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	172 SUMTER SQ, BLUFFTON, SC 29910-5726
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055496
Date	Dec 11, 2025
Book Page	4490/2580
Instrument	2025055496

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 24, 2020
Property Address	172 SUMTER SQ, BLUFFTON, SC 29910-5726
Document Number	0000069503
Book / Page	003938 / 002186
Instrument Date	Nov 23, 2020
Instrument	69503
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SUMTER SQ BLUFFTON SC 299105726, BLUFFTON, SC 29910-5726

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 18, 2019
Property Address	172 SUMTER SQ, BLUFFTON, SC 29910-5726
Document Number	0000062613
Book / Page	3812 / 2771
Map Reference	MB 383 PG 187A
Instrument Date	Nov 8, 2019
Instrument	2019062613
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 LAUREL OAK LN, 900, PANAMA CITY BEACH, FL 32408-5236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SUMTER SQ, BLUFFTON, SC 29910-5726

Mortgage

Document Number	0000062614
Date	Nov 18, 2019
Instrument	2019062614

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,275.00 (-0.08%)	$9,890 (-45.64%)
2024	$1,276.00	$18,192 (-) Land $5,880 Building $12,312	$454,800 (-) Land $147,000 Building $307,800
2023	$1,276.00 (-61.85%)	$18,192 (+111.53%) Land $5,880 Building $12,312	$454,800 (+111.53%) Land $147,000 Building $307,800
2022	$3,345.00	$8,600 Land $2,680 Building $5,920	$215,000 Land $67,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 166 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	166 in force
Nearby Flood Claims	7 (1999–2016)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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