176 School St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 176 School St, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,713 sqft · built 1940
Lot Size1.9 acres (82,764 sqft)
Owner2 Company Names on Record
Last Sale$577,000 (Jul 2015)
Tax Bill$18,587 (2025)
Deeds & MortgagesJun 2022 Sale
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNM:39-D B:1 L:11

Property Details

APN / Parcel Number

Primary APNM:39-D B:1 L:11
Alternative APN
  • CNCD M:731Z B:30

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,713 sqft Living Area
Gross Area7,659 sqft
1st Floor Area1,889 sqft
AtticAttic
Attic Area1,247 sqft
Basement Area1,853 sqft
Unfinished Basement1,389 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area82,764 sqft (1.9 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address176 SCHOOL ST
CityCONCORD
StateNH
Zip03301-2565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Block30
Legal Lot Number11
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1006
Census Tract32500

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address176 SCHOOL ST, CONCORD, NH 03301-2565
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Warranty Deed, Transfer
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2015 · Amount on Record
Deed SaleJul 6, 2015 · Amount on Record
Prior SaleMar 14, 2003 · Amount on Record
Deed Book / Page3483 / 2208
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateJun 1, 2022
Property Address176 SCHOOL ST, CONCORD, NH 03301-2565
Document Number0000010671
Book / Page3793 / 2845
Instrument DateMay 27, 2022
Instrument202200010671
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 SCHOOL ST, CONCORD, NH 03301-2565

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address176 SCHOOL ST, CONCORD, NH 03301-2565
Document Number0036960214
Instrument DateSep 9, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address176 SCHOOL ST CONCORD NH 033012565, CONCORD, NH 03301-2565

Mortgage

Document Number0036960214
DateSep 14, 2020
Book Page003696/000214
Instrument19674
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,587.00 (+7.72%)$638,500 (-0.61%) Land $211,400 Building $427,100
2023$17,255.00 (+3.75%)$642,400 (-) Land $211,400 Building $431,000$902,310
2022$16,632.00$642,400 Land $211,400 Building $431,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Verizon.

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